--- title: "Arta Finance Review 2026: Fees, Private Funds, Structured Notes and What the Filings Show" url: https://altstreet.investments/platforms/reviews/arta-finance kind: platform-review updated: 2026-11-01 description: "Arta Finance review 2026: SEC adviser and MAS licensee with Pershing custody, 0.10% to 0.50% managed portfolios, a 0.5% to 1% fee on private funds and notes, $153.4M AUM, and fund terms provided in the app." publisher: AltStreet (https://altstreet.investments) license: Public factual pages may be read, quoted and cited with attribution and a link. Bulk redistribution is not permitted. --- # Arta Finance Review 2026: Fees, Private Funds, Structured Notes and What the Filings Show Arta Finance is a wealth platform for accredited investors, run by an SEC-registered adviser in California and a MAS-licensed affiliate in Singapore, with BNY Pershing as custodian. It manages ETF portfolios for 0.10% to 0.50% a year and offers third-party private funds and structured notes it designs, for an Arta fee of about 0.5% to 1% on top of the products' own costs. Its filings show $153.4 million of regulatory assets under management at the end of 2025, no disciplinary history and no private fund advised by the US adviser. Arta provides the private funds' terms, fees and results inside the app after sign-in; AltStreet did not access them. AltStreet score: 48.6 (C+), scored November 1, 2026. Method: https://altstreet.investments/platforms | Field | Value | | --- | --- | | Platform | Arta Finance | | What it is | Digital Wealth Platform: Managed Portfolios, Third-Party Private Funds and Structured Notes for Accredited Investors | | Asset class | ETF and stock portfolios, third-party private equity, venture, credit, real estate and hedge funds, and bank-issued structured notes | | Website | artafinance.com | | Review first published | November 1, 2026 | | Last updated | November 1, 2026 | | AltStreet relationship | None: no affiliate, sponsorship or partnership | ## The short version Arta Finance sells three things to accredited investors: managed ETF and stock portfolios, access to private funds run by other managers, and structured notes it designs and has banks issue. Three questions frame it. Who holds the money: BNY Pershing holds client accounts as custodian and is Arta's only broker; Arta Finance Wealth Management, LLC is an SEC-registered adviser with no disciplinary events, and Arta Wealth Management Pte. Ltd. holds a Singapore Capital Markets Services license. What it costs: 0.10% to 0.50% a year on managed portfolios, and about 0.50% to 1% on private funds and structured notes on top of the products' own fees; on drawdown funds Arta charges on the full commitment during the investment period, and in Singapore a structuring fee of up to 1.50% can sit inside a note's terms. What can be checked: the adviser's filings and fee tables are public; each private fund's terms, fees and results are in an investment memo Arta provides inside the app after sign-in, which AltStreet did not access. The US adviser reports $153.4 million of regulatory assets under management at December 31, 2025 and no private funds advised. Arta's marketing has described '100s of millions in AUM' and 'tens of thousands of members across more than 40 countries'; those figures cover different dates, entities and measures and cannot be reconciled to a filing. - **$153.4M** Regulatory assets under management at December 31, 2025, all discretionary, in 1,091 accounts for 1,043 clients (Form ADV filed June 25, 2026); private fund holdings and self-directed products are not counted in this figure. - **0.5% to 1%** Arta's own yearly fee on private funds and structured notes, on top of the products' fees; for drawdown funds it is charged on the committed amount during the investment period, whatever has been called. - **None** Private funds advised by Arta's US adviser (Form ADV Item 7.B). The legal vehicles and sponsors behind the feeder funds and the 2025 Private Credit and Private Real Estate funds Arta describes could not be identified from public sources. - **115** Structured notes Arta has listed since October 2023 (77 on the US site, 38 on the global site), issued by banks Arta does not name note by note. - **1** Realized performance record published: Defensive Growth returns for one 'sample representative client account' per risk level to March 13, 2025, not a composite of all accounts. - **None** Enforcement actions, regulatory disclosures or court cases located for any Arta entity or named executive in the sources searched. Data note: Assets, client counts and the custodian's holdings are from Arta's Form ADV. Listed holdings are from Arta's 13F-HR information tables. Fees are from Arta's brochure, Form CRS, pricing pages and the Singapore agreement. Membership, performance and product claims are Arta's own and unaudited. The private fund figures for Bain Capital GSS 2022 (A) are from Bain Capital Credit's Form ADV and the fund's Form D. ## Key figures | Figure | What it is | Context | | --- | --- | --- | | $153.4M | Arta's marketing figures ('100s of millions in AUM', 'tens of thousands of members') use other scopes and cannot be reconciled to a filing. | Regulatory assets under management at the end of 2025. Private funds and structured notes are not counted; the 13F table showed $196.0M of listed securities on the same date. | | 0.5% to 1% | Arta's fee on private funds and notes, on top of their own costs. | Charged on commitments for drawdown funds. | | In app | Where Arta provides private fund terms, fees and results. | After sign-in; not reviewed by AltStreet. | | None | Disciplinary events or enforcement actions located. | SEC adviser since 2022; MAS-licensed in Singapore. | ## Verdict Arta Finance is a regulated, low-cost manager of ETF portfolios with no enforcement action or disciplinary event located and a large custodian, alongside private funds and structured notes whose documents Arta provides after sign-in. Its own fees are clear; total costs depend on fund fees and note terms AltStreet could not review, and some marketing wording is looser than its disclosures. **Best for** - Accredited investors who want managed ETF portfolios at Pershing and are willing to assess each private fund or note from its own documents. **Look elsewhere if** - You want fund-level fees and track records before opening an account. - You do not want an extra yearly fee on uncalled commitments. - You rely on marketing figures rather than filings. **Strengths** - SEC-registered adviser and MAS-licensed affiliate with no disciplinary events located. - Client assets at BNY Pershing; Arta has custody only through fee deduction. - Managed portfolio fees of 0.10% to 0.50% a year, stated consistently in the brochure and pricing page. **Limitations** - Private fund terms, fees and results are provided only after sign-in. - Arta's fee on drawdown funds runs on the full commitment during the investment period. - Some site wording (SIPC 'insured', '9X', fee-waiver length on pages captured in 2026) is looser than Arta's disclosures. - No composite performance record; returns shown for one sample account per strategy. ## Who it fits | Investor | Fit | Why | | --- | --- | --- | | Accredited investors wanting low-cost managed ETF portfolios at a large custodian | well-suited | | | Investors seeking private funds at lower minimums | neutral | | | Investors who want to compare private fund costs and results before opening an account | neutral | | ## Questions **Is Arta Finance legit?** Arta Finance Wealth Management, LLC is an SEC-registered adviser since 2022 and its Singapore affiliate holds a MAS Capital Markets Services license; client accounts are held at BNY Pershing, and AltStreet located no enforcement action or disciplinary event. Private fund documents are provided in the app after sign-in, and some marketing figures use different scopes from its filings. **How much does Arta Finance cost?** Managed portfolios cost 0.10% to 0.50% a year. On private funds Arta charges 0.50% to 0.90%, up to 1%, on top of the funds' own fees, on the committed amount for drawdown funds; structured notes carry 0.5% to 1% a year, and in Singapore a structuring fee of up to 1.50% may be included in the terms. **Who holds my money at Arta?** BNY Pershing is the custodian and Arta's sole broker-dealer. Arta has custody only in that it deducts its fees. SIPC protects against Pershing's failure, not against investment losses. **What private funds does Arta offer?** Arta names managers such as Vista, Carlyle, Golub, Apollo and a16z but no specific fund in public; fund details are in investment memos inside the app. Bain Capital Credit's filing lists Arta as a marketer of Bain Capital GSS 2022 (A), L.P. Arta's US adviser reports advising no private fund. **How big is Arta Finance?** Its Form ADV reports $153.4 million of regulatory assets under management at December 31, 2025 in 1,091 accounts, not counting private funds or notes; its 13F listed $211.1 million of securities at September 30, 2026. Arta has described 'tens of thousands of members' without defining the term. **Can non-US investors use Arta?** Yes, through Arta Wealth Management Pte. Ltd. in Singapore, which serves accredited investors outside the United States under a Singapore-law agreement. ## Evidence appendix Platform website captured November 1, 2026. All sitemap pages and legal documents on artafinance.com, archived pricing pages, Form ADV Parts 1 and 2A, Form CRS, IAPD and BrokerCheck, MAS directory and restricted scheme register, ACRA open data, GLEIF, EDGAR (13F-HR, N-PX, X-17A-5, Form D searches), other advisers' Form ADV fund schedules, AltStreet enforcement tables and CourtListener. **Highlights** - Brochure: 'As of December 31, 2025, Arta has $153,444,718 in assets under management, all of which are held in discretionary accounts.' - Brochure: 'Certain third-party managers of venture capital Alt Investments available on Arta's Platform have made investments in Arta Finance Inc.' - Singapore fee schedule: 'Certain structured products may include a structuring fee of up to 1.50%.' - Private investments page: 'Sign in to see fund details'. - High-Yield Cash Reserve page: 'High-Yield Cash Reserve is insured up to $500K by SIPC.' **Primary source pages** - Arta Finance Wealth Management, LLC Form ADV Part 1A (filed June 25, 2026) and Part 2A brochure (March 31, 2026). - Form CRS (March 31, 2026) and Investment Management Agreement (November 8, 2024). - Arta Wealth Management Pte. Ltd. Customer Platform and Services Agreement and fee schedule (September 1, 2026). - artafinance.com pricing pages (US and global) and archived copies from September 2023 to May 2026. - Arta Finance Wealth Management 13F-HR information tables for the quarters ended December 31, 2025 to September 30, 2026. - Bain Capital Credit Form ADV (filed August 17, 2026), Schedule D for Bain Capital GSS 2022 (A), L.P.; the fund's Form D series. - Alder Securities LLC (formerly Arta Finance Securities LLC) X-17A-5 for 2025. - MAS Financial Institutions Directory entry for Arta Wealth Management Pte. Ltd. (updated September 22, 2026). ## Related - Full review (HTML): https://altstreet.investments/platforms/reviews/arta-finance - Every platform review: https://altstreet.investments/platforms/reviews - Methodology and scoring: https://altstreet.investments/platforms - Category hub: https://altstreet.investments/categories/ai-quant-wealthtech --- Source page: https://altstreet.investments/platforms/reviews/arta-finance Machine index: https://altstreet.investments/llms.txt AltStreet reads what platforms, funds and issuers file with the SEC and what they tell investors, and publishes the difference. Figures are as filed or as captured on the date stated; nothing here is investment advice.