--- title: "Kickfurther Review 2026: How Inventory Co-Ops Pay and What Buyers Can Verify" url: https://altstreet.investments/platforms/reviews/kickfurther kind: platform-review updated: 2026-11-07 description: "Kickfurther review 2026: consignment inventory Co-Ops from $20 for US residents, a per-Co-Op margin, a 0.5% Copilot fee, no published loss data, no securities registration, 26 funded-brand bankruptcy cases since 2020 and secured claims cut back in the contested cases read." publisher: AltStreet (https://altstreet.investments) license: Public factual pages may be read, quoted and cited with attribution and a link. Bulk redistribution is not permitted. --- # Kickfurther Review 2026: How Inventory Co-Ops Pay and What Buyers Can Verify Kickfurther lets any US resident over 18 put as little as $20 into a 'Co-Op' that funds a consumer brand's inventory on consignment and pays a Co-Op-specific margin as units sell. The company has operated since 2014 and says it has facilitated more than $300 million, but publishes no default, loss or realized-return figures, shows Co-Op terms only behind a login, holds no securities registration, and appears as a creditor in 26 bankruptcy cases of funded brands since 2020. AltStreet score: 28.4 (D-), scored November 7, 2026. Method: https://altstreet.investments/platforms | Field | Value | | --- | --- | | Platform | Kickfurther | | What it is | Inventory Consignment Marketplace (Retail Buyers From $20, No Securities Registration) | | Asset class | Consigned inventory of consumer product brands, funded through Co-Ops and repaid per unit sold | | Website | kickfurther.com | | Review first published | November 7, 2026 | | Last updated | November 7, 2026 | | AltStreet relationship | None: no affiliate, sponsorship or partnership | ## The short version Kickfurther is a marketplace, not an issuer. A brand lists a Co-Op; retail Buyers claim pieces of it from $20; when the goal is reached Kickfurther, acting as the Buyers' agent, buys the inventory and consigns it back to the brand, which pays a per-unit 'revenue share price' as it sells. Buyers' profit is an estimated margin that depends on when the brand completes; their downside is the brand's failure to sell or pay. The company describes the arrangement as consignment, not a loan and not a security, and holds no securities registration. What the public record adds is the other side of the ledger: twenty funded brands' own SEC filings carry the obligation as debt at stated costs of 5.10% for five months to an average 16% on 5.5-month paper (brand-side costs, separate from the margins estimated for Buyers and from any realized Buyer return), and 27 funded-brand debtors in 26 bankruptcy cases since 2020 list Kickfurther as a creditor; in the four contested cases AltStreet read its secured claim was disallowed, reclassified, avoided or, in a proposed plan, limited. Those cases show what can happen to claim priority when a brand fails; they are not a loss rate, and Kickfurther publishes no default, loss or recovery rate for Buyers. - **$20** Minimum participation in a Co-Op, per the Buyers page; open to US residents 18 or older with an email, a password and a bank link through Dwolla. Non-US residents cannot open accounts. - **26** Bankruptcy cases of funded brands since 2020 that list Kickfurther or Ouiby as a creditor on the RECAP archive, with 27 debtor companies (one case in 2020, one in 2021, three in 2022, six in 2023, five in 2024, nine in 2025, one so far in 2026; Day One Distribution and Zero Day Nutrition were jointly administered). Fifteen debtors schedule about $4.93 million of Kickfurther claims. These are claims against the brands; no denominator of Co-Ops funded and no Buyer-level recovery figure exists. - **5.1% to 16%** What funded brands say Kickfurther cost them, in their own Regulation Crowdfunding filings: 'Interest Rate: 5.10% / 5-month term' (Everybody Water), a 12.00% 'Kickfurther Consignment Agreement' on a reviewed debt schedule (Highline Wellness), 'average interest paid was 16%' on 5.5-month average maturity (SpiritHoods). None of the 20 carries it as anything but a liability. These are brand-side costs, separate from the margins estimated for Buyers on listings and from any realized Buyer return. - **0.5%** Fee on contributions made through Copilot, the early-reservation feature; card-purchased Kickfurther Credit carries a 2.9% fee, and bank funding is free and takes three to five days (funding modal on a listing, November 7, 2026). The terms also let Kickfurther 'deduct its expenses from such consignment payments prior to distributing them to you', without a rate. - **Unsecured** How Kickfurther's claim ended in the contested bankruptcies read: disallowed as secured and allowed as general unsecured in Waldon (April 2024), reclassified unsecured in Faith Bridge (May 2023), liens avoided and nothing paid on the separately classified Class 5 claim under Kate Quinn Organics' confirmed plan (2025), with any allowed amount moved to the general unsecured class whose recovery the documents read do not state, and a proposed amended plan in Buttercup Bodywear (2026, not yet confirmed) that would limit the secured claim to $9,846.73 of one Co-Op's inventory. - **None** Published figures for defaults, losses, recoveries or realized Buyer returns. The company states '$300M' facilitated (October 2024) and '$100M+ in profit' earned by Buyers since 2014; neither is defined or audited, and no financial statement of Ouiby, Inc. is public. Data note: Bankruptcy counts and claim amounts are from debtors' schedules, plans and court orders on the RECAP archive (free documents only; 37 CourtListener requests). Brand-stated costs are from Form C and C-AR filings on EDGAR. Platform mechanics and claims are from kickfurther.com and its help center as captured November 7, 2026. Co-Op margins, schedules, package prices and funding histories are from eight listings of seven brands read from a logged-in account on November 7, 2026, seven of them open that day; they are what the marketplace showed on one day, not a sample of its history. ## Key figures | Figure | What it is | Context | | --- | --- | --- | | $20 | Minimum participation in a Co-Op, open to US residents 18 or older. | Platform-stated; packages on the listings read ran from $52.58 to $9,873.61. | | Unsecured | The consignment structure Kickfurther markets to Buyers did not hold as a secured position as filed in the contested cases read; what Buyers received in those cases is not in the record. | How Kickfurther's secured claim ended in Waldon; the same pattern in Faith Bridge, Kate Quinn Organics and Buttercup Bodywear. In the four contested instances AltStreet read the secured status was disallowed, reclassified, avoided or, in a proposed plan, limited. | | $0 | Paid on Kickfurther's separately classified claim under Kate Quinn Organics' confirmed plan, against a scheduled $1,098,992.76. | The plan also avoids Kickfurther's lien rights; any allowed claim moves to the general unsecured class, whose recovery the documents read do not state. | | 16% | What one funded brand says it paid on $650,915 of Kickfurther financing in 2023. | Other filings: 5.10% for a five-month term (Everybody Water); 12.00% (Highline Wellness); $32,240.52 owed on $30,119.04 raised (Better Brownie Bites). | | Title | Where Kickfurther's 2017 complaint placed title to a Co-Op's inventory: with Kickfurther, as the Buyers' agent, an allegation about the three contracts in that case. | Buyers hold a contractual claim on consignment payments and, under the terms, on a share of any liquidation or Kickfurther Store sale proceeds. | | 0.5% | Fee on contributions made through Copilot, the early-reservation feature. | With 2.9% on card-purchased credit, the stated Buyer-side fees; the terms also allow an unquantified expense deduction from consignment payments. | ## Verdict Kickfurther is a working marketplace with a decade of operation, a low entry and well-documented mechanics, and it sells retail Buyers the credit of one small brand at a time without telling them how often that credit fails. The public record fills part of the gap: 26 funded-brand bankruptcy cases since 2020, courts treating its consignment claim as unsecured in the contested cases read, and funded brands' own filings pricing the money at 5% to 16% over a few months (a brand-side cost, not a Buyer return). Buyers get a Co-Op-specific margin, an undisclosed expense deduction, a cancellation vote and no secondary market, under a consumer contract rather than a security. **Best for** - US residents who want to fund specific consumer brands' inventory in small amounts they can afford to lose, and who will read each Co-Op's badges and the brand's other debts before claiming. **Look elsewhere if** - You need loss statistics before committing. - You need the money on a fixed date. - You want the protections of a registered or exempt securities offering. **Strengths** - Low entry ($20), no accreditation, and a documented process from launch to payout. - Kickfurther holds title to the inventory as agent and files UCC statements on specific Co-Op goods. - Flag triggers, monthly reporting duties and a cancellation vote give Buyers a process when a brand slips. - Ten years of operation and a stated $300 million facilitated, with a board that includes institutional investors. **Limitations** - No default, loss, recovery or realized-return data published; marketplace listings behind a login. - Secured status disallowed, reclassified, avoided or limited in the four contested bankruptcies read; 27 funded-brand debtors in 26 cases since 2020, with no Buyer-level recovery figure. - Undisclosed expense deduction from Buyer payouts and an unpublished fee schedule for brands. - No securities registration and no regulator view; terms of use dated 2021; arbitration and class waiver. - No financial statements of Ouiby, Inc.; its 2022 $7 million offering shows nothing sold. ## Who it fits | Investor | Fit | Why | | --- | --- | --- | | US residents who want to fund a specific brand's inventory with money they can lose | neutral | | | Investors who need published performance statistics | poor-fit | | | Investors who want a security with disclosure and custody rules | poor-fit | | | Investors who need the money on a date | poor-fit | | ## Questions **Is Kickfurther legit?** Kickfurther is a real company, Ouiby, Inc., operating since 2014 from Boulder, Colorado, in good standing in Colorado, with venture investors and a board that includes institutional directors. AltStreet located no regulator action against it. It also found that the company publishes no loss or default data, that 27 debtor companies it funded have filed in 26 bankruptcy cases since 2020, and that in the contested cases read courts treated its consignment claims as unsecured. **Is a Kickfurther Co-Op a security?** Kickfurther says no: Buyers are 'purchasing inventory on consignment', not lending or buying equity, and the product is sold without registration or an exemption filing. AltStreet located no SEC or state ruling on the question. The practical point for a Buyer is that the protections of a securities offering (disclosure documents, custody rules, audited statements) do not apply, and the contract is governed by Colorado law and AAA arbitration. **What does Kickfurther cost Buyers?** The stated fees are 0.5% on contributions made through Copilot and 2.9% on Kickfurther Credit bought by card; bank funding carries no fee and takes three to five days. The terms also let Kickfurther deduct its expenses from consignment payments before distributing them, without a published rate. Brands pay a funding fee plus a monthly consignment fee that the marketplace sets; their filings show costs from 5.10% for five months to an average 16% on 5.5-month financing. **What return does a Kickfurther Co-Op pay?** A Co-Op-specific percentage that rises with the period in which the brand completes. On the seven open listings read in November 2026 the estimated profit ran from 5.03% over 3.9 months (Food Innovations) to 11.35% over 7.9 months (Joon Beauty), inside schedules of 1.07% to 9.66% or 1.45% to 13.08% by 30-day completion period, about 13% or 17.7% a year simple on AltStreet's arithmetic; Zelmin's 2025 Co-Op ran 2.34% to 21.14%. The percentage is paid as units sell, Kickfurther may deduct expenses first, and nothing is paid if the brand does not. No realized-return or loss figures are published. **What happens if a brand does not pay?** The Co-Op is flagged when payments fall behind the schedule, reports are missed or completion runs more than 14 days late; Buyers can then vote, weighted by dollars, on cancellation, liquidation or a settlement, and Kickfurther may remove a Buyer's vote. Kickfurther holds title to the inventory as the Buyers' agent and files UCC statements, but in the four contested bankruptcies AltStreet read its claim was disallowed as secured, reclassified as unsecured, paid nothing on its separately classified class, or, in a proposed plan, limited to a fraction of the inventory; what Buyers received is not in the record. **Can I withdraw my money from Kickfurther?** Bank-funded balances and payouts can be withdrawn; card-purchased Kickfurther Credit cannot, and must be applied to a Co-Op. Money in a funded Co-Op comes back only as the brand sells and pays; there is no early exit and no secondary market. Copilot users also lose one Engagement Point for every $10,000 withdrawn. ## Evidence appendix Platform website captured November 7, 2026. Firecrawl capture of kickfurther.com and the help center (50 pages) and of the Termly terms, privacy and cookie policies; the public register and marketplace pages of app.kickfurther.com; Ouiby, Inc.'s five Form Ds; 46 Reg CF documents of 20 funded brands; 47 RECAP dockets with 47 free documents read; the Fundient order of August 26, 2024; the Colorado business registry; Kickfurther's press page and April 2021 release; IAPD, BrokerCheck and EDGAR company searches. Eight Co-Op listings read from a logged-in Buyer account on November 7, 2026 supply the schedule, package, credibility-grid and funding-history findings; no other logged-in material was used. **Highlights** - Terms of use: 'you will not rely on such due diligence and you understand that the only user-facing claims Kickfurther verifies are those contained in the credibility metrics.' - Terms of use: 'Kickfurther may deduct its expenses from such consignment payments prior to distributing them to you.' - Posey complaint (2017), Kickfurther's allegation about the three contracts at issue: 'the title of the consignment inventory, or its proceeds, would remain the property of, and vest in, Kickfurther'. - Waldon order (April 17, 2024): claim 'DISALLOWED as a secured claim, but ALLOWED as an unsecured, general claim'. - Day One Distribution cash collateral motion (March 2024): the agreements 'were each originally secured by liens on specific consigned inventory', then an amended UCC-1 on February 16, 2024 asserting a lien on all assets. - SpiritHoods C-AR: 'average maturity on the financing was 5.5 months and average interest paid was 16%'. - Ampere Technologies C/A (April 2023): 'We are past the maturity date on one of our loans. We have approximately $140,000 outstanding in aggregate under a Kickfurther loan.' - Fundient order (August 26, 2024): Fundient 'hired Lascelles to manage its $20 million portfolio'; Kickfurther 'alleges that Fundient sought to blame Kickfurther for its losses'. **Primary source pages** - Buyers page: '$20', '18+ and a U.S. resident', 'predetermined profit percentage', 'Can I lose money? Yes', '$100M+ in profit since 2014', 'not a stock, bond, or loan platform'. - Terms of use (Termly, last updated March 2, 2021): Additional Terms on purchase, agency, participation, due diligence, payment, insurance, cancellation and employee participation; Dwolla; Kickfurther Credits; AAA arbitration and class waiver. - Help center: Kickfurther Business Contract (fee, inspection fees, late-completion fees, funding/option/revenue share prices, flag triggers), Post Funding Timeline ($250 expedite, $35 wires, five business days), Co-Op statuses, Copilot Guide (0.5% fee, Engagement Points), glossary (Troubled status, Canceled by Vote, Total Payout), Reporting Taxes (1099-K thresholds), Non-US Residents. - Home page FAQ (rendered): cost structure, $400,000 revenue threshold, 'Does Kickfurther fund all deals? No.' - Store terms: Ouiby, Inc. DBA Kickfurther; 5% credit; Option Price; bi-weekly processing; Colorado law; one-year limitation. - Ouiby, Inc. Form Ds: 2017-07-03, 2019-05-06, 2020-03-31, 2022-03-09 and 2022-04-11 (CIK 1711042). - Funded brands' Reg CF filings: SpiritHoods C-AR 2024, Highline Wellness Form C 2022, Everybody Water C-AR 2023, Better Brownie Bites Form C 2023, Baobab Clothing Form C 2020, Paul Evans Form C 2018, Ampere Technologies C/A 2023 and C-AR 2024, IOTTY Smart Home C-AR 2026, among 20 issuers. - RECAP dockets: Waldon Enterprises (Bankr. D. Md. 23-15289), Kate Quinn Organics (Bankr. E.D. Wash. 25-00445), Buttercup Bodywear (Bankr. S.D. Cal. 26-00877), Vista Partners and Good Life (Bankr. D. Or.), Faith Bridge (Bankr. E.D.N.Y.), Burke Brands and its adversary (Bankr. S.D. Fla.), Day One Distribution (Bankr. S.D. Tex.), Fundient v. Ouiby (D. Colo. 1:23-cv-01845), Ouiby v. Doguoglu-Posey (N.D. Cal. 3:17-cv-03847). ## Related - Full review (HTML): https://altstreet.investments/platforms/reviews/kickfurther - Every platform review: https://altstreet.investments/platforms/reviews - Methodology and scoring: https://altstreet.investments/platforms - Category hub: https://altstreet.investments/categories/private-credit-rbf --- Source page: https://altstreet.investments/platforms/reviews/kickfurther Machine index: https://altstreet.investments/llms.txt AltStreet reads what platforms, funds and issuers file with the SEC and what they tell investors, and publishes the difference. Figures are as filed or as captured on the date stated; nothing here is investment advice.