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Investment Strategies & Guides

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Institutional-Quality
Investment Strategies

Comprehensive investment guides for portfolios from $100K to $10M+. Learn how sophisticated investors allocate capital across traditional and alternative assets to improve risk-adjusted returns.

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Core Investment Principles

The frameworks that separate institutional portfolios from retail strategies

Risk-Adjusted Returns

Focus on downside protection and volatility management, not just headline returns. Institutional investors often target Sharpe ratios around 1.0 or higher.

True Diversification

Go beyond traditional 60/40 portfolios. Alternatives with low correlation to public markets can reduce portfolio volatility by roughly 15-30% in many historical studies.

Tax Efficiency

Optimize for after-tax returns through strategic asset location, tax-loss harvesting, and alternative structures like 1031 exchanges.

Investment Guides by Topic

Choose your path based on capital available, investment goals, or specific strategies

How to Invest

Step-by-step investment guides tailored to your available capital, from $100K first-time investors to $10M+ portfolio managers.

  • How to invest $100,000
  • How to invest $500,000
  • How to invest $1 million
  • First-time portfolio construction
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Net Worth Guides

Comprehensive wealth-building frameworks for each net worth milestone, including asset allocation, tax strategies, and estate planning.

  • $250K net worth strategy
  • $1M net worth playbook
  • $5M portfolio framework
  • $10M+ UHNW allocation
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Portfolio Strategies

Advanced portfolio construction techniques including diversification across traditional and alternative assets, risk management, and rebalancing.

  • Diversification strategies
  • Risk-adjusted returns
  • Inflation hedging
  • Recession-proof allocations
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Passive Income Ideas

Generate consistent cash flow through dividend stocks, REITs, private credit, royalties, and other income-producing assets.

  • Dividend investing strategies
  • Real estate income
  • Private credit yields
  • Alternative income sources
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Investment Comparisons

Side-by-side platform comparisons, asset class analyses, and ROI evaluations to help you make informed allocation decisions.

  • Platform reviews & ratings
  • Asset class comparisons
  • Fee structure analysis
  • Risk-return profiles
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Why Sophisticated Investors Use Alternatives

Institutional portfolios often allocate meaningful portions (sometimes 20-50%) to alternatives for enhanced diversification and uncorrelated returns

Private Credit

Often targeting 8-12% yields through direct lending

Litigation Finance

Uncorrelated returns from legal claim funding

Farmland

Inflation-protected agricultural investments

AI Infrastructure

GPU compute and AI model investments

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Frequently Asked Investment Questions

Expert answers to common questions about investing, portfolio construction, and wealth building

What's the best way to invest money for beginners?+
For new investors building toward their first $100K, a common starting point is allocating the bulk to low-cost index funds through tax-advantaged accounts (401k, IRA). Many investors use broad market equity ETFs (for example, total U.S. and international index funds) with a smaller allocation to bond funds based on their timeline. Once you have $100K+ and understand market fundamentals, consider adding alternatives like private real estate or credit for enhanced diversification and yield.
How can high net worth individuals invest differently?+
Investors with $1M–10M+ often allocate 10–30% to alternative investments for diversification and potential tax advantages. This can include private credit (often targeting 8–12% gross yields), real estate syndications (preferred returns plus equity upside), and uncorrelated strategies like litigation finance. The focus typically shifts from pure accumulation to wealth preservation, tax optimization through structures like Opportunity Zones and QSBS, and estate planning with trusts, depending on each investor's goals and risk tolerance.
What percentage should I allocate to alternative investments?+
Many institutional investors like endowments allocate 20–50% to alternatives. For individual investors, some common ranges used in practice include: 0–10% for portfolios under $250K (access and liquidity constraints), 10–20% for $250K–$1M portfolios (via platforms like Fundrise, Yieldstreet), 20–30% for $1M–$5M (direct deals, private placements), and 30%+ for $5M+ UHNW investors with longer time horizons and higher risk tolerance. These are illustrative ranges only, not recommendations.
How do I invest for passive income?+
Build a diversified income portfolio across: dividend aristocrats (2-4% yields with growth), REITs and real estate crowdfunding (5-8% distributions), private credit platforms (often targeting 8-12% returns), covered call ETFs (8-10% distributions with capped upside), and alternative income sources like music royalties or revenue-based financing. Many income-focused investors target a 5-7% blended yield after accounting for taxes and reinvestment needs.
What investment strategies work best during inflation?+
Inflation hedges include: real assets (farmland, timberland, commodities), inflation-linked bonds (TIPS), real estate with pricing power, energy and materials sectors, gold and precious metals (commonly 5-10% of the portfolio for those who use them), and alternatives like infrastructure or mineral rights with revenue tied to commodity prices. Avoid long-duration fixed income and growth stocks trading at high multiples during high inflation periods.
How should I rebalance my investment portfolio?+
Rebalance annually or when allocations drift 5%+ from targets. Tax-efficient approach: rebalance within tax-advantaged accounts first, use new contributions to rebalance taxable accounts, harvest losses before realizing gains, and consider donating appreciated securities to charity. For portfolios with alternatives, account for illiquidity by maintaining 10-20% in liquid reserves and setting separate rebalancing thresholds for illiquid positions.

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Investment Disclaimer: All content on AltStreet is for informational and educational purposes only and should not be construed as investment, legal, or tax advice. Past performance is not indicative of future results. Alternative investments involve substantial risk including illiquidity, lack of transparency, and potential loss of principal. Consult with qualified financial, legal, and tax professionals before making any investment decisions. AltStreet is not a registered investment advisor and does not provide personalized investment advice.