Summary
430 N State Ave, Indianapolis, IN is a $452,279 loan offering structured as a first lien position in Indianapolis, IN listed on Groundfloor.
The offering carries a stated rate of 10.5%, a term of 9 months, and a loan-to-value of 66.03%.
It is secured by New construction continuation — refinance of an existing Groundfloor loan. Same property previously had a Groundfloor loan; this LRO refinances/continues the prior one. Explicit sequential-refinancing pattern: 430 N STATE LLC (single-purpose LLC named after the address). PQA March 12, 2026, and the borrowing entity is 430 N STATE LLC.
According to the offering circular, a 10.5% rate to the borrower.
across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from website disclosures and were captured by AltStreet on 2026-06-03. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $452,279
- Stated rate
- 10.5%
- Term
- 9 months
- Loan-to-value
- 66.03%
- Position
- First Lien
- Collateral
- Real Estate
- Return type
- Interest
- Tax document
- 1099-INT
- Borrowing entity
- 430 N STATE LLC
- Status
- Active
- Target return
- 10.5% yield
- Senior secured
- Yes
- Launched
- 2026-01-26
- Rate to borrower
- 10.5%
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
10.5%
Above 48% of peers, median 10.5%. Near the middle of the book.
Hold period
9 mo
Above 13% of peers, median 12 mo. Low for the book.
Loan to value
66.03%
Above 42% of peers, median 67.9%. Near the middle of the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 97 of them are in IN, where the median disclosed rate is 10%. This offering is one of 9 Groundfloor real estate offerings launched in 2026. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the full valuation and cost stack, 4,354 comparable offerings side by side.
Access full researchQuestions About This Offering
What is 430 N State Ave, Indianapolis, IN?
430 N State Ave, Indianapolis, IN is a $452,279 loan offering structured as a first lien position in Indianapolis, IN listed on Groundfloor. The offering carries a stated rate of 10.5%, a term of 9 months, and a loan-to-value of 66.03%. It is secured by New construction continuation — refinance of an existing Groundfloor loan. Same property previously had a Groundfloor loan; this LRO refinances/continues the prior one. Explicit sequential-refinancing pattern: 430 N STATE LLC (single-purpose LLC named after the address). PQA March 12, 2026, and the borrowing entity is 430 N STATE LLC.
What interest rate does 430 N State Ave, Indianapolis, IN pay?
The offering carries a stated rate of 10.5% over a term of 9 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 430 N State Ave, Indianapolis, IN?
The disclosed loan-to-value is 66.03% on the property in Indianapolis, IN. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
When did 430 N State Ave, Indianapolis, IN launch and close?
The offering launched on 2026-01-26. AltStreet records its status as active.
Is 430 N State Ave, Indianapolis, IN still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from platform disclosures, last captured 2026-06-03. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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