144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL

Summary

144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL is a $232,500 loan offering structured as a first lien position on a purchase & renovation project in ST. AUGUSTINE, FL listed on Groundfloor.

The offering carries a stated rate of 10%, a term of 9 months, a loan-to-value of 72.7%, and a minimum investment of $10.

It is secured by Real estate at 144 MARTIN LUTHER KING AVENUE, FL, and the borrowing entity is H& Real Estate Investing LLC.

According to the offering circular, the loan is a first lien, on the property at 144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL 32084, with a 9-month term, a 10% rate to the borrower.

AltStreet tracks 31 other Groundfloor offerings in ST. AUGUSTINE, FL, with disclosed rates ranging from 7.5% to 14.5%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.

Terms shown here are drawn from SEC filing 0001104659-20-137665 and were captured by AltStreet on 2026-05-31. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.

Disclosed Terms

Offering amount: $232,500
Stated rate: 10%
Term: 9 months
Loan-to-value: 72.7%
Position: First Lien
Minimum investment: $10
Project type: Purchase & Renovation
Collateral: Real Estate
Return type: Interest
Borrowing entity: H& Real Estate Investing LLC
Status: Active
Target return: 10%
Collateral in place at close: Yes
Property address: 144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL 32084
Lien position: First Lien
Loan term: 9 months
Rate to borrower: 10%
Repayment: Balloon payment principal and interest returned on repayment due at maturity.
Loan-to-ARV: 72.7%
Loan principal: $232,500
Maximum offering: $232,500
Offering circular: Form 1-A POS 0001104659-20-137665

Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.

Where It Sits in Groundfloor's Book

Disclosed rate

10%

Above 25% of peers, median 10.5%. Low for the book.

Hold period

9 mo

Above 13% of peers, median 12 mo. Low for the book.

Loan to value

72.7%

Above 90% of peers, median 67.9%. High for the book.

Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 872 of them are in FL, where the median disclosed rate is 10%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.

Filing Record

144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 1,266 tracked offerings. The program's filing history runs from 1-A on Mar 24, 2023 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.

13 audited annual statements are on file for this issuer.

From SEC EDGAR, as filed. Issuer filing history.

Terminal Analysis

Investor

Terminal analysis for this offering

Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.

Access full research

See what the terminal covers →

Questions About This Offering

What is 144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL?

144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL is a $232,500 loan offering structured as a first lien position on a purchase & renovation project in ST. AUGUSTINE, FL listed on Groundfloor. The offering carries a stated rate of 10%, a term of 9 months, a loan-to-value of 72.7%, and a minimum investment of $10. It is secured by Real estate at 144 MARTIN LUTHER KING AVENUE, FL, and the borrowing entity is H& Real Estate Investing LLC.

What interest rate does 144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL pay?

The offering carries a stated rate of 10% over a term of 9 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.

What is the loan-to-value on 144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL?

The disclosed loan-to-value is 72.7% on the property in ST. AUGUSTINE, FL. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.

Who is the issuer of 144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL?

The securities are issued by GRE1.

What property backs 144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL?

The offering circular identifies the property as 144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL 32084. The loan is a first lien. Loan-to-after-repair-value is disclosed as 72.7%.

What is the minimum investment for 144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL?

The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.

Is 144 MARTIN LUTHER KING AVENUE, ST. AUGUSTINE, FL still open to investors?

AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-05-31. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.