Summary
185 STANMORE ROAD, BALTIMORE, MD is a $67,000 loan offering structured as a first lien position on a renovation project in BALTIMORE, MD listed on Groundfloor.
The offering carries a stated rate of 6%, a term of 6 months, a loan-to-value of 36%, and a minimum investment of $10.
It is secured by Real estate at 185 STANMORE ROAD, MD, and the borrowing entity is 185 Stanmore Road LLC.
According to the offering circular, the loan is a first lien, on the property at 185 STANMORE ROAD, with a 6-month term, a 6% rate to the borrower.
AltStreet tracks 28 other Groundfloor offerings in BALTIMORE, MD, with disclosed rates ranging from 6% to 16%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001144204-17-042603 and were captured by AltStreet on 2026-09-24. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $67,000
- Stated rate
- 6%
- Term
- 6 months
- Loan-to-value
- 36%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- 185 Stanmore Road LLC
- Status
- Active
- Target return
- 6%
- Collateral in place at close
- Yes
- Property address
- 185 STANMORE ROAD
- Lien position
- First Lien
- Loan term
- 6 months
- Rate to borrower
- 6%
- Loan-to-ARV
- 36%
- Loan principal
- $67,000
- Maximum offering
- $67,000
- SEC qualified
- 2017-08-14
- Offering circular
- Form 1-A POS 0001144204-17-042603
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
6%
Above 0% of peers, median 10.5%. Low for the book.
Hold period
6 mo
Above 0% of peers, median 12 mo. Low for the book.
Loan to value
36%
Above 4% of peers, median 67.9%. Low for the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 60 of them are in MD, where the median disclosed rate is 11%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
185 STANMORE ROAD, BALTIMORE, MD is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 3,079 tracked offerings. The program's filing history runs from 1-A on Oct 4, 2022 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
7 supplements with pricing figures and 19 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 185 STANMORE ROAD, BALTIMORE, MD?
185 STANMORE ROAD, BALTIMORE, MD is a $67,000 loan offering structured as a first lien position on a renovation project in BALTIMORE, MD listed on Groundfloor. The offering carries a stated rate of 6%, a term of 6 months, a loan-to-value of 36%, and a minimum investment of $10. It is secured by Real estate at 185 STANMORE ROAD, MD, and the borrowing entity is 185 Stanmore Road LLC.
What interest rate does 185 STANMORE ROAD, BALTIMORE, MD pay?
The offering carries a stated rate of 6% over a term of 6 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 185 STANMORE ROAD, BALTIMORE, MD?
The disclosed loan-to-value is 36% on the property in BALTIMORE, MD. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 185 STANMORE ROAD, BALTIMORE, MD?
The securities are issued by GF Finance.
What property backs 185 STANMORE ROAD, BALTIMORE, MD?
The offering circular identifies the property as 185 STANMORE ROAD. The loan is a first lien. Loan-to-after-repair-value is disclosed as 36%.
What is the minimum investment for 185 STANMORE ROAD, BALTIMORE, MD?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 185 STANMORE ROAD, BALTIMORE, MD still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-09-24. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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