Summary
196 WADLEY STREET NORTHWEST, ATLANTA, GA is a $160,970 loan offering structured as a first lien position on a purchase & renovation project in ATLANTA, GA listed on Groundfloor.
The offering carries a stated rate of 11%, a term of 12 months, a loan-to-value of 70%, and a minimum investment of $10.
It is secured by Real estate at 196 WADLEY STREET NORTHWEST, GA, and the borrowing entity is GROUP. LLC.
According to the offering circular, the loan is a first lien, on the property at 196 WADLEY STREET NORTHWEST, ATLANTA, 30314, with a 12-month term, a 11% rate to the borrower.
AltStreet tracks 787 other Groundfloor offerings in ATLANTA, GA, with disclosed rates ranging from 6% to 19%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-20-114770 and were captured by AltStreet on 2026-05-31. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $160,970
- Stated rate
- 11%
- Term
- 12 months
- Loan-to-value
- 70%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- GROUP. LLC
- Status
- Active
- Target return
- 11%
- Collateral in place at close
- Yes
- Property address
- 196 WADLEY STREET NORTHWEST, ATLANTA, 30314
- Lien position
- First Lien
- Loan term
- 12 months
- Rate to borrower
- 11%
- Loan-to-ARV
- 70%
- Loan principal
- $160,970
- Maximum offering
- $160,970
- Offering circular
- Form 1-A POS 0001104659-20-114770
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
11%
Above 57% of peers, median 10.5%. Near the middle of the book.
Hold period
12 mo
Above 19% of peers, median 12 mo. Low for the book.
Loan to value
70%
Above 71% of peers, median 67.9%. High for the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 1,423 of them are in GA, where the median disclosed rate is 10.5%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
196 WADLEY STREET NORTHWEST, ATLANTA, GA is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 1,266 tracked offerings. The program's filing history runs from 1-A on Mar 24, 2023 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
13 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 196 WADLEY STREET NORTHWEST, ATLANTA, GA?
196 WADLEY STREET NORTHWEST, ATLANTA, GA is a $160,970 loan offering structured as a first lien position on a purchase & renovation project in ATLANTA, GA listed on Groundfloor. The offering carries a stated rate of 11%, a term of 12 months, a loan-to-value of 70%, and a minimum investment of $10. It is secured by Real estate at 196 WADLEY STREET NORTHWEST, GA, and the borrowing entity is GROUP. LLC.
What interest rate does 196 WADLEY STREET NORTHWEST, ATLANTA, GA pay?
The offering carries a stated rate of 11% over a term of 12 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 196 WADLEY STREET NORTHWEST, ATLANTA, GA?
The disclosed loan-to-value is 70% on the property in ATLANTA, GA. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 196 WADLEY STREET NORTHWEST, ATLANTA, GA?
The securities are issued by GRE1.
What property backs 196 WADLEY STREET NORTHWEST, ATLANTA, GA?
The offering circular identifies the property as 196 WADLEY STREET NORTHWEST, ATLANTA, 30314. The loan is a first lien. Loan-to-after-repair-value is disclosed as 70%.
What is the minimum investment for 196 WADLEY STREET NORTHWEST, ATLANTA, GA?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 196 WADLEY STREET NORTHWEST, ATLANTA, GA still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-05-31. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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