Summary
220 CENTRAL LAKE CIRCLE #1, GRIFFIN, GA is a $78,200 loan offering structured as a first lien position on a purchase & renovation project in GRIFFIN, GA listed on Groundfloor.
The offering carries a stated rate of 14%, a term of 15 months, a loan-to-value of 74.5%, and a minimum investment of $10.
It is secured by Real estate at 220 CENTRAL LAKE CIRCLE #1, GA, and the borrowing entity is Vicinia Homes LLC.
According to the offering circular, the loan is a first lien, on the property at CENTRAL LAKE CIRCLE, GRIFFIN, GA 30223, with a 15-month term, a 14% rate to the borrower.
AltStreet tracks 14 other Groundfloor offerings in GRIFFIN, GA, with disclosed rates ranging from 8% to 14%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-22-074484 and were captured by AltStreet on 2026-05-31. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $78,200
- Stated rate
- 14%
- Term
- 15 months
- Loan-to-value
- 74.5%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- Vicinia Homes LLC
- Status
- Active
- Target return
- 14%
- Collateral in place at close
- Yes
- Property address
- CENTRAL LAKE CIRCLE, GRIFFIN, GA 30223
- Lien position
- First Lien
- Loan term
- 15 months
- Rate to borrower
- 14%
- Repayment
- returned on repayment due at maturity.
- Loan-to-ARV
- 74.5%
- Loan principal
- $78,200
- Maximum offering
- $78,200
- Offering circular
- Form 1-A POS 0001104659-22-074484
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
14%
Above 94% of peers, median 10.5%. High for the book.
Hold period
15 mo
Above 65% of peers, median 12 mo. Near the middle of the book.
Loan to value
74.5%
Above 93% of peers, median 67.9%. High for the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 1,423 of them are in GA, where the median disclosed rate is 10.5%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
220 CENTRAL LAKE CIRCLE #1, GRIFFIN, GA is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 1,266 tracked offerings. The program's filing history runs from 1-A on Mar 24, 2023 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
13 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
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Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 220 CENTRAL LAKE CIRCLE #1, GRIFFIN, GA?
220 CENTRAL LAKE CIRCLE #1, GRIFFIN, GA is a $78,200 loan offering structured as a first lien position on a purchase & renovation project in GRIFFIN, GA listed on Groundfloor. The offering carries a stated rate of 14%, a term of 15 months, a loan-to-value of 74.5%, and a minimum investment of $10. It is secured by Real estate at 220 CENTRAL LAKE CIRCLE #1, GA, and the borrowing entity is Vicinia Homes LLC.
What interest rate does 220 CENTRAL LAKE CIRCLE #1, GRIFFIN, GA pay?
The offering carries a stated rate of 14% over a term of 15 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 220 CENTRAL LAKE CIRCLE #1, GRIFFIN, GA?
The disclosed loan-to-value is 74.5% on the property in GRIFFIN, GA. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 220 CENTRAL LAKE CIRCLE #1, GRIFFIN, GA?
The securities are issued by GRE1.
What property backs 220 CENTRAL LAKE CIRCLE #1, GRIFFIN, GA?
The offering circular identifies the property as CENTRAL LAKE CIRCLE, GRIFFIN, GA 30223. The loan is a first lien. Loan-to-after-repair-value is disclosed as 74.5%.
What is the minimum investment for 220 CENTRAL LAKE CIRCLE #1, GRIFFIN, GA?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 220 CENTRAL LAKE CIRCLE #1, GRIFFIN, GA still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-05-31. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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