Summary
406 HARVARD BOULEVARD, LYNN HAVEN, FL is a $171,810 loan offering structured as a first lien position on a purchase & renovation project in LYNN HAVEN, FL listed on Groundfloor.
The offering carries a stated rate of 13%, a term of 12 months, a loan-to-value of 64.83%, and a minimum investment of $10.
It is secured by Real estate at 406 HARVARD BOULEVARD, FL, and the borrowing entity is Artesian Construction Services.
According to the offering circular, the loan is a first lien, on the property at 406 HARVARD BOULEVARD, with a 12-month term, a 13% rate to the borrower.
AltStreet tracks 4 other Groundfloor offerings in LYNN HAVEN, FL, with disclosed rates ranging from 10% to 13%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001144204-19-032963 and were captured by AltStreet on 2026-09-24. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $171,810
- Stated rate
- 13%
- Term
- 12 months
- Loan-to-value
- 64.83%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- Artesian Construction Services
- Status
- Active
- Target return
- 13%
- Collateral in place at close
- Yes
- Property address
- 406 HARVARD BOULEVARD
- Lien position
- First Lien
- Loan term
- 12 months
- Rate to borrower
- 13%
- Loan-to-ARV
- 64.83%
- Loan principal
- $171,810
- Maximum offering
- $171,810
- SEC qualified
- 2019-06-28
- Offering circular
- Form 1-A POS 0001144204-19-032963
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
13%
Above 86% of peers, median 10.5%. High for the book.
Hold period
12 mo
Above 19% of peers, median 12 mo. Low for the book.
Loan to value
64.83%
Above 37% of peers, median 67.9%. Near the middle of the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 872 of them are in FL, where the median disclosed rate is 10%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
406 HARVARD BOULEVARD, LYNN HAVEN, FL is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 3,079 tracked offerings. The program's filing history runs from 1-A on Oct 4, 2022 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
7 supplements with pricing figures and 19 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 406 HARVARD BOULEVARD, LYNN HAVEN, FL?
406 HARVARD BOULEVARD, LYNN HAVEN, FL is a $171,810 loan offering structured as a first lien position on a purchase & renovation project in LYNN HAVEN, FL listed on Groundfloor. The offering carries a stated rate of 13%, a term of 12 months, a loan-to-value of 64.83%, and a minimum investment of $10. It is secured by Real estate at 406 HARVARD BOULEVARD, FL, and the borrowing entity is Artesian Construction Services.
What interest rate does 406 HARVARD BOULEVARD, LYNN HAVEN, FL pay?
The offering carries a stated rate of 13% over a term of 12 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 406 HARVARD BOULEVARD, LYNN HAVEN, FL?
The disclosed loan-to-value is 64.83% on the property in LYNN HAVEN, FL. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 406 HARVARD BOULEVARD, LYNN HAVEN, FL?
The securities are issued by GF Finance.
What property backs 406 HARVARD BOULEVARD, LYNN HAVEN, FL?
The offering circular identifies the property as 406 HARVARD BOULEVARD. The loan is a first lien. Loan-to-after-repair-value is disclosed as 64.83%.
What is the minimum investment for 406 HARVARD BOULEVARD, LYNN HAVEN, FL?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 406 HARVARD BOULEVARD, LYNN HAVEN, FL still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-09-24. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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