Summary
4106 KELLY AVE #1, PENSACOLA, FL is a $69,000 loan offering structured as a first lien position in PENSACOLA, FL listed on Groundfloor.
The offering carries a stated rate of 12%, a term of 12 months, a loan-to-value of 63.2%, and a minimum investment of $10.
It is secured by Real estate at 4106 KELLY AVE #1, FL.
According to the offering circular, the loan is a first lien, on the property at KELLY AVE, PENSACOLA, 32505, with a 12-month term, a 12% rate to the borrower.
AltStreet tracks 18 other Groundfloor offerings in PENSACOLA, FL, with disclosed rates ranging from 8.3% to 14%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-22-012795 and were captured by AltStreet on 2026-05-31. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $69,000
- Stated rate
- 12%
- Term
- 12 months
- Loan-to-value
- 63.2%
- Position
- First Lien
- Minimum investment
- $10
- Collateral
- Real Estate
- Return type
- Interest
- Status
- Active
- Target return
- 12%
- Collateral in place at close
- Yes
- Property address
- KELLY AVE, PENSACOLA, 32505
- Lien position
- First Lien
- Loan term
- 12 months
- Rate to borrower
- 12%
- Loan-to-ARV
- 63.2%
- Loan principal
- $69,000
- Maximum offering
- $69,000
- Offering circular
- Form 1-A POS 0001104659-22-012795
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
12%
Above 74% of peers, median 10.5%. High for the book.
Hold period
12 mo
Above 19% of peers, median 12 mo. Low for the book.
Loan to value
63.2%
Above 31% of peers, median 67.9%. Low for the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 872 of them are in FL, where the median disclosed rate is 10%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
4106 KELLY AVE #1, PENSACOLA, FL is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 1,266 tracked offerings. The program's filing history runs from 1-A on Mar 24, 2023 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
13 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 4106 KELLY AVE #1, PENSACOLA, FL?
4106 KELLY AVE #1, PENSACOLA, FL is a $69,000 loan offering structured as a first lien position in PENSACOLA, FL listed on Groundfloor. The offering carries a stated rate of 12%, a term of 12 months, a loan-to-value of 63.2%, and a minimum investment of $10. It is secured by Real estate at 4106 KELLY AVE #1, FL.
What interest rate does 4106 KELLY AVE #1, PENSACOLA, FL pay?
The offering carries a stated rate of 12% over a term of 12 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 4106 KELLY AVE #1, PENSACOLA, FL?
The disclosed loan-to-value is 63.2% on the property in PENSACOLA, FL. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 4106 KELLY AVE #1, PENSACOLA, FL?
The securities are issued by GRE1.
What property backs 4106 KELLY AVE #1, PENSACOLA, FL?
The offering circular identifies the property as KELLY AVE, PENSACOLA, 32505. The loan is a first lien. Loan-to-after-repair-value is disclosed as 63.2%.
What is the minimum investment for 4106 KELLY AVE #1, PENSACOLA, FL?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 4106 KELLY AVE #1, PENSACOLA, FL still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-05-31. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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