Summary
4462 ELDERWOOD DR, LADSON, SC is a $146,080 loan offering structured as a first lien position on a purchase & renovation project in LADSON, SC listed on Groundfloor.
The offering carries a stated rate of 12%, a term of 15 months, a loan-to-value of 74.5%, and a minimum investment of $10.
It is secured by Real estate at 4462 ELDERWOOD DR, SC, and the borrowing entity is The Treat Fairy LLC.
According to the offering circular, the loan is a first lien, on the property at 4462 ELDERWOOD DR. LADSON. SC 29456, with a 15-month term, a 12% rate to the borrower.
across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-22-074484 and were captured by AltStreet on 2026-05-31. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $146,080
- Stated rate
- 12%
- Term
- 15 months
- Loan-to-value
- 74.5%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- The Treat Fairy LLC
- Status
- Active
- Target return
- 12%
- Collateral in place at close
- Yes
- Property address
- 4462 ELDERWOOD DR. LADSON. SC 29456
- Lien position
- First Lien
- Loan term
- 15 months
- Rate to borrower
- 12%
- Loan-to-ARV
- 74.5%
- Loan principal
- $146,080
- Maximum offering
- $146,080
- Offering circular
- Form 1-A POS 0001104659-22-074484
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
12%
Above 74% of peers, median 10.5%. High for the book.
Hold period
15 mo
Above 65% of peers, median 12 mo. Near the middle of the book.
Loan to value
74.5%
Above 93% of peers, median 67.9%. High for the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 113 of them are in SC, where the median disclosed rate is 11%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
4462 ELDERWOOD DR, LADSON, SC is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 1,266 tracked offerings. The program's filing history runs from 1-A on Mar 24, 2023 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
13 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 4462 ELDERWOOD DR, LADSON, SC?
4462 ELDERWOOD DR, LADSON, SC is a $146,080 loan offering structured as a first lien position on a purchase & renovation project in LADSON, SC listed on Groundfloor. The offering carries a stated rate of 12%, a term of 15 months, a loan-to-value of 74.5%, and a minimum investment of $10. It is secured by Real estate at 4462 ELDERWOOD DR, SC, and the borrowing entity is The Treat Fairy LLC.
What interest rate does 4462 ELDERWOOD DR, LADSON, SC pay?
The offering carries a stated rate of 12% over a term of 15 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 4462 ELDERWOOD DR, LADSON, SC?
The disclosed loan-to-value is 74.5% on the property in LADSON, SC. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 4462 ELDERWOOD DR, LADSON, SC?
The securities are issued by GRE1.
What property backs 4462 ELDERWOOD DR, LADSON, SC?
The offering circular identifies the property as 4462 ELDERWOOD DR. LADSON. SC 29456. The loan is a first lien. Loan-to-after-repair-value is disclosed as 74.5%.
What is the minimum investment for 4462 ELDERWOOD DR, LADSON, SC?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 4462 ELDERWOOD DR, LADSON, SC still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-05-31. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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