Summary
4827 WATER OAK LANE #2, JACKSONVILLE, FL is a $163,880 loan offering structured as a first lien position on a purchase & renovation project in JACKSONVILLE, FL listed on Groundfloor.
The offering carries a term of 6 months, a loan-to-value of 67.4%, and a minimum investment of $10.
It is secured by Real estate at 4827 WATER OAK LANE #2, FL, and the borrowing entity is Florida LLC.
According to the offering circular, the loan is a first lien, on the property at View larger map Elementary School 4827 Water Oak The Borrower Jacksonville, Bor rower, with a 6-month term.
AltStreet tracks 418 other Groundfloor offerings in JACKSONVILLE, FL, with disclosed rates ranging from 7% to 15.5%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-22-074484 and were captured by AltStreet on 2026-05-31. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $163,880
- Term
- 6 months
- Loan-to-value
- 67.4%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- Florida LLC
- Status
- Active
- Collateral in place at close
- Yes
- Property address
- View larger map Elementary School 4827 Water Oak The Borrower Jacksonville, Bor rower
- Lien position
- First Lien
- Loan term
- 6 months
- Repayment
- Balloon payment principal and interest returned on repayment due at maturity
- Loan-to-ARV
- 67.4%
- Loan principal
- $163,880
- Maximum offering
- $163,880
- Offering circular
- Form 1-A POS 0001104659-22-074484
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Hold period
6 mo
Above 0% of peers, median 12 mo. Low for the book.
Loan to value
67.4%
Above 47% of peers, median 67.9%. Near the middle of the book.
Compared against 4,324 other Groundfloor real estate offerings with a disclosed rate. 872 of them are in FL, where the median disclosed rate is 10%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
4827 WATER OAK LANE #2, JACKSONVILLE, FL is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 1,266 tracked offerings. The program's filing history runs from 1-A on Mar 24, 2023 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
13 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Other Offerings by the Same Borrowing Entity
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 4827 WATER OAK LANE #2, JACKSONVILLE, FL?
4827 WATER OAK LANE #2, JACKSONVILLE, FL is a $163,880 loan offering structured as a first lien position on a purchase & renovation project in JACKSONVILLE, FL listed on Groundfloor. The offering carries a term of 6 months, a loan-to-value of 67.4%, and a minimum investment of $10. It is secured by Real estate at 4827 WATER OAK LANE #2, FL, and the borrowing entity is Florida LLC.
What is the loan-to-value on 4827 WATER OAK LANE #2, JACKSONVILLE, FL?
The disclosed loan-to-value is 67.4% on the property in JACKSONVILLE, FL. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 4827 WATER OAK LANE #2, JACKSONVILLE, FL?
The securities are issued by GRE1.
What property backs 4827 WATER OAK LANE #2, JACKSONVILLE, FL?
The offering circular identifies the property as View larger map Elementary School 4827 Water Oak The Borrower Jacksonville, Bor rower. The loan is a first lien. Loan-to-after-repair-value is disclosed as 67.4%.
What is the minimum investment for 4827 WATER OAK LANE #2, JACKSONVILLE, FL?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 4827 WATER OAK LANE #2, JACKSONVILLE, FL still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-05-31. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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