Summary
5804 SOUTHALL RD, BIRMINGHAM, AL is a $233,240 loan offering structured as a first lien position on a purchase & renovation project in BIRMINGHAM, AL listed on Groundfloor.
The offering carries a stated rate of 11%, a term of 12 months, a loan-to-value of 69.6%, and a minimum investment of $10.
It is secured by Real estate at 5804 SOUTHALL RD, AL, and the borrowing entity is M5 PROPERTIES LLC.
According to the offering circular, the loan is a first lien, on the property at 5804 SOUTHALL RD, with a 12-month term, a 11% rate to the borrower.
AltStreet tracks 48 other Groundfloor offerings in BIRMINGHAM, AL, with disclosed rates ranging from 6.9% to 15.5%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-20-097511 and were captured by AltStreet on 2026-05-31. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $233,240
- Stated rate
- 11%
- Term
- 12 months
- Loan-to-value
- 69.6%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- M5 PROPERTIES LLC
- Status
- Active
- Target return
- 11%
- Collateral in place at close
- Yes
- Property address
- 5804 SOUTHALL RD
- Lien position
- First Lien
- Loan term
- 12 months
- Rate to borrower
- 11%
- Loan-to-ARV
- 69.6%
- Loan principal
- $233,240
- Maximum offering
- $233,240
- Offering circular
- Form 1-A POS 0001104659-20-097511
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
11%
Above 57% of peers, median 10.5%. Near the middle of the book.
Hold period
12 mo
Above 19% of peers, median 12 mo. Low for the book.
Loan to value
69.6%
Above 62% of peers, median 67.9%. Near the middle of the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 140 of them are in AL, where the median disclosed rate is 11%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
5804 SOUTHALL RD, BIRMINGHAM, AL is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 1,266 tracked offerings. The program's filing history runs from 1-A on Mar 24, 2023 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
13 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 5804 SOUTHALL RD, BIRMINGHAM, AL?
5804 SOUTHALL RD, BIRMINGHAM, AL is a $233,240 loan offering structured as a first lien position on a purchase & renovation project in BIRMINGHAM, AL listed on Groundfloor. The offering carries a stated rate of 11%, a term of 12 months, a loan-to-value of 69.6%, and a minimum investment of $10. It is secured by Real estate at 5804 SOUTHALL RD, AL, and the borrowing entity is M5 PROPERTIES LLC.
What interest rate does 5804 SOUTHALL RD, BIRMINGHAM, AL pay?
The offering carries a stated rate of 11% over a term of 12 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 5804 SOUTHALL RD, BIRMINGHAM, AL?
The disclosed loan-to-value is 69.6% on the property in BIRMINGHAM, AL. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 5804 SOUTHALL RD, BIRMINGHAM, AL?
The securities are issued by GRE1.
What property backs 5804 SOUTHALL RD, BIRMINGHAM, AL?
The offering circular identifies the property as 5804 SOUTHALL RD. The loan is a first lien. Loan-to-after-repair-value is disclosed as 69.6%.
What is the minimum investment for 5804 SOUTHALL RD, BIRMINGHAM, AL?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 5804 SOUTHALL RD, BIRMINGHAM, AL still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-05-31. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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