Summary
612 S EPPERSON ST #1, STARKE, FL is a $104,370 loan offering structured as a first lien position on a purchase & renovation project in STARKE, FL listed on Groundfloor.
The offering carries a stated rate of 9.5%, a term of 9 months, a loan-to-value of 65.2%, and a minimum investment of $10.
It is secured by Real estate at 612 S EPPERSON ST #1, FL, and the borrowing entity is Aiken Associates LLC.
According to the offering circular, the loan is a first lien, on the property at 612 S EPPERSON ST #1, STARKE, FL 32091, with a 9-month term, a 9.5% rate to the borrower.
across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-22-012795 and were captured by AltStreet on 2026-05-31. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $104,370
- Stated rate
- 9.5%
- Term
- 9 months
- Loan-to-value
- 65.2%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- Aiken Associates LLC
- Status
- Active
- Target return
- 9.5%
- Collateral in place at close
- Yes
- Property address
- 612 S EPPERSON ST #1, STARKE, FL 32091
- Lien position
- First Lien
- Loan term
- 9 months
- Rate to borrower
- 9.5%
- Repayment
- Balloon payment principal and interest returned on repayment due at maturity.
- Loan-to-ARV
- 65.2%
- Loan principal
- $104,370
- Maximum offering
- $104,370
- Offering circular
- Form 1-A POS 0001104659-22-012795
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
9.5%
Above 22% of peers, median 10.5%. Low for the book.
Hold period
9 mo
Above 13% of peers, median 12 mo. Low for the book.
Loan to value
65.2%
Above 39% of peers, median 67.9%. Near the middle of the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 872 of them are in FL, where the median disclosed rate is 10%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
612 S EPPERSON ST #1, STARKE, FL is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 1,266 tracked offerings. The program's filing history runs from 1-A on Mar 24, 2023 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
13 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
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Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 612 S EPPERSON ST #1, STARKE, FL?
612 S EPPERSON ST #1, STARKE, FL is a $104,370 loan offering structured as a first lien position on a purchase & renovation project in STARKE, FL listed on Groundfloor. The offering carries a stated rate of 9.5%, a term of 9 months, a loan-to-value of 65.2%, and a minimum investment of $10. It is secured by Real estate at 612 S EPPERSON ST #1, FL, and the borrowing entity is Aiken Associates LLC.
What interest rate does 612 S EPPERSON ST #1, STARKE, FL pay?
The offering carries a stated rate of 9.5% over a term of 9 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 612 S EPPERSON ST #1, STARKE, FL?
The disclosed loan-to-value is 65.2% on the property in STARKE, FL. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 612 S EPPERSON ST #1, STARKE, FL?
The securities are issued by GRE1.
What property backs 612 S EPPERSON ST #1, STARKE, FL?
The offering circular identifies the property as 612 S EPPERSON ST #1, STARKE, FL 32091. The loan is a first lien. Loan-to-after-repair-value is disclosed as 65.2%.
What is the minimum investment for 612 S EPPERSON ST #1, STARKE, FL?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 612 S EPPERSON ST #1, STARKE, FL still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-05-31. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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