Summary
626 MOUNTAIN PL #1, ALBEMARLE, NC is a $75,890 loan offering on a new construction project in ALBEMARLE, NC listed on Groundfloor.
The offering carries a stated rate of 10%, a term of 12 months, a loan-to-value of 10%, and a minimum investment of $10.
It is secured by Real estate at 626 MOUNTAIN PL #1, NC.
According to the offering circular, on the property at 626 MOUNTAIN PL #1, with a 12-month term, a 10% rate to the borrower.
AltStreet tracks 17 other Groundfloor offerings in ALBEMARLE, NC, with disclosed rates ranging from 10% to 11%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-21-076236 and were captured by AltStreet on 2026-06-01. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $75,890
- Stated rate
- 10%
- Term
- 12 months
- Loan-to-value
- 10%
- Minimum investment
- $10
- Project type
- New Construction
- Collateral
- Real Estate
- Return type
- Interest
- Status
- Active
- Target return
- 10%
- Collateral in place at close
- Yes
- Property address
- 626 MOUNTAIN PL #1
- Loan term
- 12 months
- Rate to borrower
- 10%
- Loan-to-ARV
- 10%
- Loan principal
- $75,890
- Maximum offering
- $75,890
- Offering circular
- Form 1-A POS 0001104659-21-076236
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
10%
Above 25% of peers, median 10.5%. Low for the book.
Hold period
12 mo
Above 19% of peers, median 12 mo. Low for the book.
Loan to value
10%
Above 0% of peers, median 67.9%. Low for the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 321 of them are in NC, where the median disclosed rate is 10%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
626 MOUNTAIN PL #1, ALBEMARLE, NC is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 3,079 tracked offerings. The program's filing history runs from 1-A on Oct 4, 2022 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
7 supplements with pricing figures and 19 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 626 MOUNTAIN PL #1, ALBEMARLE, NC?
626 MOUNTAIN PL #1, ALBEMARLE, NC is a $75,890 loan offering on a new construction project in ALBEMARLE, NC listed on Groundfloor. The offering carries a stated rate of 10%, a term of 12 months, a loan-to-value of 10%, and a minimum investment of $10. It is secured by Real estate at 626 MOUNTAIN PL #1, NC.
What interest rate does 626 MOUNTAIN PL #1, ALBEMARLE, NC pay?
The offering carries a stated rate of 10% over a term of 12 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 626 MOUNTAIN PL #1, ALBEMARLE, NC?
The disclosed loan-to-value is 10% on the property in ALBEMARLE, NC. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 626 MOUNTAIN PL #1, ALBEMARLE, NC?
The securities are issued by GF Finance.
What property backs 626 MOUNTAIN PL #1, ALBEMARLE, NC?
The offering circular identifies the property as 626 MOUNTAIN PL #1. Loan-to-after-repair-value is disclosed as 10%.
What is the minimum investment for 626 MOUNTAIN PL #1, ALBEMARLE, NC?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 626 MOUNTAIN PL #1, ALBEMARLE, NC still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-06-01. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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