Summary
73-75 WILLARD AVE, SPRINGFIELD, MA is a $84,000 loan offering structured as a first lien position on a acquisition & renovation project in SPRINGFIELD, MA listed on Groundfloor.
The offering carries a stated rate of 13%, a term of 6 months, a loan-to-value of 64.6%, and a minimum investment of $10.
It is secured by Real estate at 73-75 WILLARD AVE, MA, and the borrowing entity is Kerrigan Construction. LLC.
According to the offering circular, the loan is a first lien, on the property at 73-75 WILLARD AVE, with a 6-month term, a 13% rate to the borrower.
AltStreet tracks 9 other Groundfloor offerings in SPRINGFIELD, MA, with disclosed rates ranging from 9.6% to 14%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001144204-15-060455 and were captured by AltStreet on 2026-09-24. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $84,000
- Stated rate
- 13%
- Term
- 6 months
- Loan-to-value
- 64.6%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Acquisition & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- Kerrigan Construction. LLC
- Status
- Active
- Target return
- 13%
- Collateral in place at close
- Yes
- Property address
- 73-75 WILLARD AVE
- Lien position
- First Lien
- Loan term
- 6 months
- Rate to borrower
- 13%
- Loan-to-ARV
- 64.6%
- Loan principal
- $84,000
- Maximum offering
- $84,000
- SEC qualified
- 2015-10-22
- Offering circular
- Form 1-A/A 0001144204-15-060455
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
13%
Above 86% of peers, median 10.5%. High for the book.
Hold period
6 mo
Above 0% of peers, median 12 mo. Low for the book.
Loan to value
64.6%
Above 36% of peers, median 67.9%. Near the middle of the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 62 of them are in MA, where the median disclosed rate is 11%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
73-75 WILLARD AVE, SPRINGFIELD, MA is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 3,079 tracked offerings. The program's filing history runs from 1-A on Oct 4, 2022 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
7 supplements with pricing figures and 19 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 73-75 WILLARD AVE, SPRINGFIELD, MA?
73-75 WILLARD AVE, SPRINGFIELD, MA is a $84,000 loan offering structured as a first lien position on a acquisition & renovation project in SPRINGFIELD, MA listed on Groundfloor. The offering carries a stated rate of 13%, a term of 6 months, a loan-to-value of 64.6%, and a minimum investment of $10. It is secured by Real estate at 73-75 WILLARD AVE, MA, and the borrowing entity is Kerrigan Construction. LLC.
What interest rate does 73-75 WILLARD AVE, SPRINGFIELD, MA pay?
The offering carries a stated rate of 13% over a term of 6 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 73-75 WILLARD AVE, SPRINGFIELD, MA?
The disclosed loan-to-value is 64.6% on the property in SPRINGFIELD, MA. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 73-75 WILLARD AVE, SPRINGFIELD, MA?
The securities are issued by GF Finance.
What property backs 73-75 WILLARD AVE, SPRINGFIELD, MA?
The offering circular identifies the property as 73-75 WILLARD AVE. The loan is a first lien. Loan-to-after-repair-value is disclosed as 64.6%.
What is the minimum investment for 73-75 WILLARD AVE, SPRINGFIELD, MA?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 73-75 WILLARD AVE, SPRINGFIELD, MA still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-09-24. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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