7407 RUGBY ST, PHILADELPHIA, PA

Summary

7407 RUGBY ST, PHILADELPHIA, PA is a $172,100 loan offering structured as a first lien position on a purchase & renovation project in PHILADELPHIA, PA listed on Groundfloor.

The offering carries a stated rate of 14%, a term of 15 months, a loan-to-value of 64.9%, and a minimum investment of $10.

It is secured by Real estate at 7407 RUGBY ST, PA, and the borrowing entity is Ellison Transportation LLC.

According to the offering circular, the loan is a first lien, on the property at 7407 RUGBY PHILADELPHIA, PA 19138, with a 15-month term, a 14% rate to the borrower.

AltStreet tracks 31 other Groundfloor offerings in PHILADELPHIA, PA, with disclosed rates ranging from 7% to 15%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.

Terms shown here are drawn from SEC filing 0001104659-23-065641 and were captured by AltStreet on 2026-06-01. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.

Disclosed Terms

Offering amount: $172,100
Stated rate: 14%
Term: 15 months
Loan-to-value: 64.9%
Position: First Lien
Minimum investment: $10
Project type: Purchase & Renovation
Collateral: Real Estate
Return type: Interest
Borrowing entity: Ellison Transportation LLC
Status: Active
Target return: 14%
Collateral in place at close: Yes
Property address: 7407 RUGBY PHILADELPHIA, PA 19138
Lien position: First Lien
Loan term: 15 months
Rate to borrower: 14%
Repayment: Balloon payment principal and interest returned on repayment due at maturity.
Loan-to-ARV: 64.9%
Loan principal: $172,100
Maximum offering: $172,100
Offering circular: Form 1-A POS 0001104659-23-065641

Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.

Where It Sits in Groundfloor's Book

Disclosed rate

14%

Above 94% of peers, median 10.5%. High for the book.

Hold period

15 mo

Above 65% of peers, median 12 mo. Near the middle of the book.

Loan to value

64.9%

Above 37% of peers, median 67.9%. Near the middle of the book.

Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 122 of them are in PA, where the median disclosed rate is 11%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.

Filing Record

7407 RUGBY ST, PHILADELPHIA, PA is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 3,079 tracked offerings. The program's filing history runs from 1-A on Oct 4, 2022 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.

7 supplements with pricing figures and 19 audited annual statements are on file for this issuer.

From SEC EDGAR, as filed. Issuer filing history.

Terminal Analysis

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Questions About This Offering

What is 7407 RUGBY ST, PHILADELPHIA, PA?

7407 RUGBY ST, PHILADELPHIA, PA is a $172,100 loan offering structured as a first lien position on a purchase & renovation project in PHILADELPHIA, PA listed on Groundfloor. The offering carries a stated rate of 14%, a term of 15 months, a loan-to-value of 64.9%, and a minimum investment of $10. It is secured by Real estate at 7407 RUGBY ST, PA, and the borrowing entity is Ellison Transportation LLC.

What interest rate does 7407 RUGBY ST, PHILADELPHIA, PA pay?

The offering carries a stated rate of 14% over a term of 15 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.

What is the loan-to-value on 7407 RUGBY ST, PHILADELPHIA, PA?

The disclosed loan-to-value is 64.9% on the property in PHILADELPHIA, PA. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.

Who is the issuer of 7407 RUGBY ST, PHILADELPHIA, PA?

The securities are issued by GF Finance.

What property backs 7407 RUGBY ST, PHILADELPHIA, PA?

The offering circular identifies the property as 7407 RUGBY PHILADELPHIA, PA 19138. The loan is a first lien. Loan-to-after-repair-value is disclosed as 64.9%.

What is the minimum investment for 7407 RUGBY ST, PHILADELPHIA, PA?

The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.

Is 7407 RUGBY ST, PHILADELPHIA, PA still open to investors?

AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-06-01. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.