Summary
86 CYPRESS RUN, BLUFFTON, SC is a $256,430 loan offering structured as a first lien position on a purchase & renovation project in BLUFFTON, SC listed on Groundfloor.
The offering carries a stated rate of 12%, a term of 12 months, a loan-to-value of 75.4%, and a minimum investment of $10.
It is secured by Real estate at 86 CYPRESS RUN, SC, and the borrowing entity is Kismet Holdings Inc..
According to the offering circular, the loan is a first lien, on the property at 86 CYPRESS RUN, with a 12-month term, a 12% rate to the borrower.
AltStreet tracks 4 other Groundfloor offerings in BLUFFTON, SC, with disclosed rates ranging from 10% to 12%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-22-048046 and were captured by AltStreet on 2026-06-01. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $256,430
- Stated rate
- 12%
- Term
- 12 months
- Loan-to-value
- 75.4%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- Kismet Holdings Inc.
- Status
- Active
- Target return
- 12%
- Collateral in place at close
- Yes
- Property address
- 86 CYPRESS RUN
- Lien position
- First Lien
- Loan term
- 12 months
- Rate to borrower
- 12%
- Loan-to-ARV
- 75.4%
- Loan principal
- $256,430
- Maximum offering
- $256,430
- Offering circular
- Form 1-A POS 0001104659-22-048046
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
12%
Above 74% of peers, median 10.5%. High for the book.
Hold period
12 mo
Above 19% of peers, median 12 mo. Low for the book.
Loan to value
75.4%
Above 99% of peers, median 67.9%. High for the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 113 of them are in SC, where the median disclosed rate is 11%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
86 CYPRESS RUN, BLUFFTON, SC is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 3,079 tracked offerings. The program's filing history runs from 1-A on Oct 4, 2022 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
7 supplements with pricing figures and 19 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Other Offerings by the Same Borrowing Entity
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 86 CYPRESS RUN, BLUFFTON, SC?
86 CYPRESS RUN, BLUFFTON, SC is a $256,430 loan offering structured as a first lien position on a purchase & renovation project in BLUFFTON, SC listed on Groundfloor. The offering carries a stated rate of 12%, a term of 12 months, a loan-to-value of 75.4%, and a minimum investment of $10. It is secured by Real estate at 86 CYPRESS RUN, SC, and the borrowing entity is Kismet Holdings Inc..
What interest rate does 86 CYPRESS RUN, BLUFFTON, SC pay?
The offering carries a stated rate of 12% over a term of 12 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 86 CYPRESS RUN, BLUFFTON, SC?
The disclosed loan-to-value is 75.4% on the property in BLUFFTON, SC. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 86 CYPRESS RUN, BLUFFTON, SC?
The securities are issued by GF Finance.
What property backs 86 CYPRESS RUN, BLUFFTON, SC?
The offering circular identifies the property as 86 CYPRESS RUN. The loan is a first lien. Loan-to-after-repair-value is disclosed as 75.4%.
What is the minimum investment for 86 CYPRESS RUN, BLUFFTON, SC?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 86 CYPRESS RUN, BLUFFTON, SC still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-06-01. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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