Summary
920 W 42ND ST, ANNISTON, AL is a $85,060 loan offering structured as a first lien position on a purchase & renovation project in ANNISTON, AL listed on Groundfloor.
The offering carries a stated rate of 11%, a term of 15 months, a loan-to-value of 68%, and a minimum investment of $10.
It is secured by Real estate at 920 W 42ND ST, AL, and the borrowing entity is Story enterprises LLC.
According to the offering circular, the loan is a first lien, on the property at 920 W 42ND ST, ANNISTON, AL 36206, with a 15-month term, a 11% rate to the borrower.
AltStreet tracks 17 other Groundfloor offerings in ANNISTON, AL, with disclosed rates ranging from 8% to 14%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-23-022141 and were captured by AltStreet on 2026-06-01. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $85,060
- Stated rate
- 11%
- Term
- 15 months
- Loan-to-value
- 68%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- Story enterprises LLC
- Status
- Active
- Target return
- 11%
- Collateral in place at close
- Yes
- Property address
- 920 W 42ND ST, ANNISTON, AL 36206
- Lien position
- First Lien
- Loan term
- 15 months
- Rate to borrower
- 11%
- Loan-to-ARV
- 68%
- Loan principal
- $85,060
- Maximum offering
- $85,060
- Offering circular
- Form 1-A POS 0001104659-23-022141
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
11%
Above 57% of peers, median 10.5%. Near the middle of the book.
Hold period
15 mo
Above 65% of peers, median 12 mo. Near the middle of the book.
Loan to value
68%
Above 50% of peers, median 67.9%. Near the middle of the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 140 of them are in AL, where the median disclosed rate is 11%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
920 W 42ND ST, ANNISTON, AL is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 3,079 tracked offerings. The program's filing history runs from 1-A on Oct 4, 2022 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
7 supplements with pricing figures and 19 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Other Offerings by the Same Borrowing Entity
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 920 W 42ND ST, ANNISTON, AL?
920 W 42ND ST, ANNISTON, AL is a $85,060 loan offering structured as a first lien position on a purchase & renovation project in ANNISTON, AL listed on Groundfloor. The offering carries a stated rate of 11%, a term of 15 months, a loan-to-value of 68%, and a minimum investment of $10. It is secured by Real estate at 920 W 42ND ST, AL, and the borrowing entity is Story enterprises LLC.
What interest rate does 920 W 42ND ST, ANNISTON, AL pay?
The offering carries a stated rate of 11% over a term of 15 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 920 W 42ND ST, ANNISTON, AL?
The disclosed loan-to-value is 68% on the property in ANNISTON, AL. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 920 W 42ND ST, ANNISTON, AL?
The securities are issued by GF Finance.
What property backs 920 W 42ND ST, ANNISTON, AL?
The offering circular identifies the property as 920 W 42ND ST, ANNISTON, AL 36206. The loan is a first lien. Loan-to-after-repair-value is disclosed as 68%.
What is the minimum investment for 920 W 42ND ST, ANNISTON, AL?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 920 W 42ND ST, ANNISTON, AL still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-06-01. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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