Summary
93 ONEIDA STREET, ST. AUGUSTINE, FL is a $234,350 loan offering structured as a first lien position on a purchase & renovation project in ST. AUGUSTINE, FL listed on Groundfloor.
The offering carries a stated rate of 10%, a term of 6 months, a loan-to-value of 74.9%, and a minimum investment of $10.
It is secured by Real estate at 93 ONEIDA STREET, FL, and the borrowing entity is Oasis Equity Holdings LLC.
According to the offering circular, the loan is a first lien, on the property at istillerv - ONEIDA STREET ST. AUGUSTINE FL 32084 View larger map 93 Oneida St. The Borrower intends to use the loan proceeds to purchase and renovate the property. Upon completion, the SA Francia St Augustine, 32084 Borrower intends to sell the property to repay the Groundfloor loan. INVEST NOW Google Map 02021 Terms of Use Report map error Click here to view the LRO Agreement, with a 6-month term, a 10% rate to the borrower.
AltStreet tracks 31 other Groundfloor offerings in ST. AUGUSTINE, FL, with disclosed rates ranging from 7.5% to 14.5%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-21-084682 and were captured by AltStreet on 2026-05-31. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $234,350
- Stated rate
- 10%
- Term
- 6 months
- Loan-to-value
- 74.9%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- Oasis Equity Holdings LLC
- Status
- Active
- Target return
- 10%
- Collateral in place at close
- Yes
- Property address
- istillerv - ONEIDA STREET ST. AUGUSTINE FL 32084 View larger map 93 Oneida St. The Borrower intends to use the loan proceeds to purchase and renovate the property. Upon completion, the SA Francia St Augustine, 32084 Borrower intends to sell the property to repay the Groundfloor loan. INVEST NOW Google Map 02021 Terms of Use Report map error Click here to view the LRO Agreement
- Lien position
- First Lien
- Loan term
- 6 months
- Rate to borrower
- 10%
- Repayment
- Balloon payment principal and interest returned on repayment due at maturity.
- Loan-to-ARV
- 74.9%
- Loan principal
- $234,350
- Maximum offering
- $234,350
- Offering circular
- Form 1-A POS 0001104659-21-084682
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
10%
Above 25% of peers, median 10.5%. Low for the book.
Hold period
6 mo
Above 0% of peers, median 12 mo. Low for the book.
Loan to value
74.9%
Above 94% of peers, median 67.9%. High for the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 872 of them are in FL, where the median disclosed rate is 10%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
93 ONEIDA STREET, ST. AUGUSTINE, FL is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 1,266 tracked offerings. The program's filing history runs from 1-A on Mar 24, 2023 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
13 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Other Offerings by the Same Borrowing Entity
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 93 ONEIDA STREET, ST. AUGUSTINE, FL?
93 ONEIDA STREET, ST. AUGUSTINE, FL is a $234,350 loan offering structured as a first lien position on a purchase & renovation project in ST. AUGUSTINE, FL listed on Groundfloor. The offering carries a stated rate of 10%, a term of 6 months, a loan-to-value of 74.9%, and a minimum investment of $10. It is secured by Real estate at 93 ONEIDA STREET, FL, and the borrowing entity is Oasis Equity Holdings LLC.
What interest rate does 93 ONEIDA STREET, ST. AUGUSTINE, FL pay?
The offering carries a stated rate of 10% over a term of 6 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 93 ONEIDA STREET, ST. AUGUSTINE, FL?
The disclosed loan-to-value is 74.9% on the property in ST. AUGUSTINE, FL. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 93 ONEIDA STREET, ST. AUGUSTINE, FL?
The securities are issued by GRE1.
What property backs 93 ONEIDA STREET, ST. AUGUSTINE, FL?
The offering circular identifies the property as istillerv - ONEIDA STREET ST. AUGUSTINE FL 32084 View larger map 93 Oneida St. The Borrower intends to use the loan proceeds to purchase and renovate the property. Upon completion, the SA Francia St Augustine, 32084 Borrower intends to sell the property to repay the Groundfloor loan. INVEST NOW Google Map 02021 Terms of Use Report map error Click here to view the LRO Agreement. The loan is a first lien. Loan-to-after-repair-value is disclosed as 74.9%.
What is the minimum investment for 93 ONEIDA STREET, ST. AUGUSTINE, FL?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 93 ONEIDA STREET, ST. AUGUSTINE, FL still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-05-31. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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