SEC filing record
Primary Source · SEC.gov

Heron Lending LLC

Platform / Operating Company2024 vintage506(c)
Latest signalSold increasedForm D/A · 2024-11-293 events: 1 sold increased, 1 offering upsized, 1 new form d filerLast filing 2024-11-29

Raised

$1M

Investors

24

Min Invest

$100

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AltStreet Analysis

·

Generated from EDGAR primary sources

Heron Lending LLC is a private credit offering filed by executive officer Michael Sall, raising $1.1M from 24 investors via a 506(c) exemption with a $100 minimum investment. This amended filing offers debt securities and may be associated with the Goldfinch private credit platform, though no related EDGAR entities are confirmed.

This private credit offering uses the 506(c) exemption allowing general solicitation, with an unusually low $100 minimum investment—substantially below the typical institutional threshold for debt securities. The small average check size (~$46K across 24 investors) suggests retail or semi-retail accessibility uncommon in traditional private credit vehicles.

Data Flags

investor_count_vs_raise24 investors raising $1.1M produces an average check size of approximately $46K, substantially below typical private credit allocations
minimum_investment$100 minimum investment is extremely low for a debt securities offering, indicating retail-oriented structuring atypical for private credit
incorporationState of incorporation listed as 'UNITED STATES' rather than a specific state jurisdiction
related_entitiesFiling indicates association with Goldfinch platform, but no related EDGAR entities are present to establish platform filing pattern

Critical Disclosures

What the filings and the regulators have said about this entity that a reader should know first. Each line links to its source. The history, the same event across other issuers, and alerts are in the terminal.

Reporting lapsed · Form D · last filing November 29, 2024

Offering declared to continue beyond a year; annual amendment 13+ months overdue An issuer that stops filing is the case the going-concern flag cannot catch: the report that would have carried it was never filed.

Timeline
Each line is a fact as filed. The history behind it, the same event across other issuers, and an alert on the next one:Open in the terminal Watch this issuer

EDGAR Filing Data

Form D — Primary Source

View on SEC.gov
CIK Number0002013105
Entity NameHeron Lending LLC
ExemptionRule 506(c)
What the exemption meansRule 506(c) of Regulation D: the issuer may advertise the offering publicly, but every purchaser must be a verified accredited investor.
Entity TypeLimited Liability Company
Jurisdiction of OrganizationUnited States
Issuer Address440 N. Barrance Avenue, #7870, Covina, CA 91723
Phone(516) 646-1610
Former NamesWarbler Lending LLC (until February 26, 2024)
Industry / Fund TypeOther Banking and Financial Services
Securities TypeDebt
First Sale Date—
Filing DateNovember 29, 2024
Accession Number0002013105-24-000003
Total Offering Amount$1,000,000,000
Total Amount Sold$1,110,610
Amount Remaining$998,889,390
Total Investors24
Non-Accredited InvestorsNone
Minimum Investment$100
Offering DurationIntended to last more than one year
Sales Commissions$0
Finders' Fees$0
Revenue RangeDecline to Disclose
State (Issuer Address)CA
Amendment Count1 amendments filed

Filings on Record

Every filing AltStreet's ledger holds for this CIK, newest first. Each opens the SEC archive folder.

Capital Raise Timeline

2 Form D filings from Feb 26, 2024 to Nov 29, 2024, the latest a D/A.

Checking access…

In the Terminal

Filing events

3

latest Nov 29, 2024

Critical / warning

0 / 0

2 watch · 1 info

Statements extracted

0

none on file

NAV prints

0

none on file

Offering chains

1

dark

Latest event Sold increase · Nov 29, 2024

SEC.gov
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Investor

  • The dated record: 22 facts with source, effective date and capture date, viewable as AltStreet knew them on any past day
  • 3 filing events with values and deltas, latest 2024-11-29, and alerts on the next one
  • 1 offering timeline: velocity, share raised, first-sale lag, stalled flags

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Related Persons (Form D)

Executive officers, directors, and promoters listed on the SEC Form D filing. Source: SEC.gov.

Michael Sall

Executive Officer · Covina, CA

Questions About Heron Lending LLC

Each answer is built from the values on the SEC filing and the AltStreet ledger, not from the issuer's marketing.

What is Heron Lending LLC?

Heron Lending LLC is a United States limited liability company that filed a Form D with the SEC on November 29, 2024 in the Other Banking and Financial Services industry group. The filing claims Rule 506(c) for an offering of debt. AltStreet links the issuer to Goldfinch.

Is Heron Lending LLC legit?

AltStreet does not rate legitimacy; it reports the public record. Heron Lending LLC filed a Form D with the SEC on November 29, 2024 claiming Rule 506(c). A Form D is a notice of an exempt offering, not a review or approval of it. The newest notice reports $1,110,610 sold to 24 investors. AltStreet's enforcement record (SEC, FINRA and state actions) shows no action naming the issuer as of today. The issuer is linked to Goldfinch, which AltStreet has reviewed. Before investing, confirm the filing on EDGAR, check the seller's registration on FINRA BrokerCheck, and read the offering documents, which a Form D does not include.

Is Heron Lending LLC registered with or approved by the SEC?

No. A Form D is a notice that an issuer is selling securities under an exemption from registration, and the SEC does not review, approve, or pass on the merits of the offering. The filing shows that Heron Lending LLC claimed Rule 506(c) and disclosed the items the form requires, such as the amount sold, the minimum investment, related persons, and anyone paid to sell the securities. It does not verify the issuer's claims or its business.

How much has Heron Lending LLC raised?

Heron Lending LLC reported $1,110,610 sold from 24 investors of a $1,000,000,000 total offering as of the Form D filed November 29, 2024.

Who can invest in Heron Lending LLC?

The offering relies on Rule 506(c), so the issuer may advertise it but may sell only to investors it has verified as accredited. The filing reports no non-accredited investors. The minimum investment accepted from an outside investor is $100.

What is the minimum investment in Heron Lending LLC?

The Form D lists $100 as the minimum investment accepted from any outside investor as of November 29, 2024. Issuers can waive their own minimums, and the figure does not include fees.

Who is selling Heron Lending LLC and how are they paid?

The Form D names no recipient of sales compensation, which usually means the issuer or its affiliates are placing the securities directly. Sales commissions are reported as $0 and finders' fees as $0. Form D allows these to be estimates.

Who is behind Heron Lending LLC?

The Form D lists 1 related person: Michael Samuel Sall, executive officer. Form D Item 3 requires executive officers, directors, and promoters of the issuer to be listed.

Where is Heron Lending LLC located?

The issuer's address on its SEC filings is 440 N. Barrance Avenue, #7870, Covina, CA 91723. Its phone number of record is 516-646-1610. It is organized under the laws of United States.

How long is the Heron Lending LLC offering open?

The issuer indicated that the offering is intended to last more than one year. An issuer must amend its Form D annually while a continuing offering stays open; 1 amendment is on record for this CIK.

What is Heron Lending LLC's revenue?

The issuer declined to disclose its revenue range on the Form D, which the form permits.

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Data Methodology

Capital raise figures, investor counts, and filing dates are sourced directly from SEC EDGAR Form D primary documents via the SEC EDGAR submissions API and full-text search index. EDGAR entity profiles and deal-level data are reviewed by AltStreet analysts with backgrounds in corporate finance and securities law — cross-referenced against offering circulars, audited financial statements, and primary regulatory filings before publication. Platform-provided information, where present, is clearly labeled and does not affect EDGAR data or AltStreet editorial coverage. Platforms may request factual corrections for demonstrable inaccuracies by contacting [email protected]. This page does not constitute investment advice.