Groundfloor
Groundfloor is the only retail-accessible US platform offering individual residential renovation loans at $10 minimums under Regulation A+ — open to non-accredited investors, with 12+ years of operating history — but the loan-count diversification it markets overstates real diversification, with 66% of loans concentrated in five Southeast states and entire properties sliced into 7-14 separate LROs that share underlying credit risk.
No platform response on record for this profile. Is this your platform? Respond or claim it.
Platform Identity
- Website
- groundfloor.com
- Headquarters
- Atlanta, GA, US
- Founded
- 2013
- Platform type
- Reg A+ Residential Debt Lending Platform
- Regulatory
- unregistered
- Eligibility
- retail
AltStreet Coverage
- Review status
- Published
- Coverage type
- Investment platform
- Review date
- Jun 3, 2026
- Last updated
- Sep 25, 2026
- Composite score
- 5.0
- Structural signals
- 13 total
Key Data Points
- EDGAR-linked offerings
- 10
- Filing-verified raised
- $52.06M
- Investors disclosed
- 2,475
Auditors of Record
Audit firms named in this platform's issuer filings, as recorded in AltStreet's auditor directory. Each firm page lists every issuer it audits across covered platforms.
Reference Reading
AltStreet reference pages on the filings and mechanics behind this platform's category.
Claim a Verified Profile.
Verified Profiles give covered platforms a structured channel to respond to AltStreet's editorial framework with source-documented amendments, additional disclosures, and attributed corrections — improving signal quality for buyers and investors evaluating your platform.