Real Estate Debt (Residential Hard-Money Loans)SEC Registered
Groundfloor
Groundfloor is the only retail-accessible US platform offering individual residential renovation loans at $10 minimums under Regulation A+ — open to non-accredited investors, with 12+ years of operating history — but the loan-count diversification it markets overstates real diversification, with 74% of loans concentrated in five Southeast states and entire properties sliced into 7-14 separate LROs that share underlying credit risk.
Platform Identity
- Website
- groundfloor.com
- Headquarters
- Atlanta, GA, US
- Founded
- 2013
- Platform type
- Reg A+ Residential Debt Lending Platform
- Regulatory
- unregistered
- Eligibility
- retail
AltStreet Coverage
- Review status
- Published
- Coverage type
- Investment platform
- Review date
- Jun 3, 2026
- Last updated
- Jun 3, 2026
- Structural signals
- 2 total
Key Data Points
- EDGAR entities
- 13
- Form D raised
- $52.06M
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