The Oak Companies (Red Oak Capital)
The Oak Companies is the renamed Red Oak Capital Holdings, a Charlotte bridge lender that raised about $353 million of retail Reg A bonds through eight fund vehicles and is now selling a 9% perpetual preferred in the parent to retire some of them. The consolidated group lost $31.4 million in 2025; one bond fund is in liquidation, one carries a going-concern opinion, and the District of Columbia is suing the lender over its own loans.

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Platform Identity
- Website
- theoakcompanies.com
- Headquarters
- Charlotte, NC, United States
- Founded
- 2015
- Parent
- The Oak Companies, Inc. (Delaware; successor by merger to Red Oak Capital Holdings, LLC on September 10, 2026)
- Platform type
- Direct-Issuer Commercial Real Estate Lender (Regulation A Tier 2 bond funds sold through broker-dealers; Regulation A convertible preferred stock of the operating parent since September 2026)
- Regulatory
- unregistered
- Eligibility
- retail
AltStreet Coverage
- Review status
- Published
- Coverage type
- Investment platform
- Review date
- Oct 11, 2026
- Last updated
- Oct 11, 2026
- Composite score
- 3.3
Key Data Points
- EDGAR-linked offerings
- 6
- Filing-verified raised
- $157.24M
- Investors disclosed
- 250
Auditors of Record
Audit firms named in this platform's issuer filings, as recorded in AltStreet's auditor directory. Each firm page lists every issuer it audits across covered platforms.
Reference Reading
AltStreet reference pages on the filings and mechanics behind this platform's category.
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