Summary
4640 LINCREST DR N, JACKSONVILLE, FL is a $146,040 loan offering structured as a first lien position on a purchase & renovation project in JACKSONVILLE, FL listed on Groundfloor.
The offering carries a stated rate of 7.5%, a term of 9 months, a loan-to-value of 63%, and a minimum investment of $10.
It is secured by Real estate at 4640 LINCREST DR N, FL, and the borrowing entity is Remodeling Inc.
According to the offering circular, the loan is a first lien, on the property at 4640L INCREST DR N, JACKSONVILLI FL 32208, with a 9-month term, a 7.5% rate to the borrower.
AltStreet tracks 418 other Groundfloor offerings in JACKSONVILLE, FL, with disclosed rates ranging from 7% to 15.5%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.
Terms shown here are drawn from SEC filing 0001104659-23-022141 and were captured by AltStreet on 2026-06-01. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.
Disclosed Terms
- Offering amount
- $146,040
- Stated rate
- 7.5%
- Term
- 9 months
- Loan-to-value
- 63%
- Position
- First Lien
- Minimum investment
- $10
- Project type
- Purchase & Renovation
- Collateral
- Real Estate
- Return type
- Interest
- Borrowing entity
- Remodeling Inc
- Status
- Active
- Target return
- 7.5%
- Collateral in place at close
- Yes
- Property address
- 4640L INCREST DR N, JACKSONVILLI FL 32208
- Lien position
- First Lien
- Loan term
- 9 months
- Rate to borrower
- 7.5%
- Loan-to-ARV
- 63%
- Loan principal
- $146,040
- Maximum offering
- $146,040
- Offering circular
- Form 1-A POS 0001104659-23-022141
Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.
Where It Sits in Groundfloor's Book
Disclosed rate
7.5%
Above 3% of peers, median 10.5%. Low for the book.
Hold period
9 mo
Above 13% of peers, median 12 mo. Low for the book.
Loan to value
63%
Above 30% of peers, median 67.9%. Low for the book.
Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 872 of them are in FL, where the median disclosed rate is 10%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.
Filing Record
4640 LINCREST DR N, JACKSONVILLE, FL is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 3,079 tracked offerings. The program's filing history runs from 1-A on Oct 4, 2022 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.
7 supplements with pricing figures and 19 audited annual statements are on file for this issuer.
From SEC EDGAR, as filed. Issuer filing history.
Other Offerings by the Same Borrowing Entity
Terminal Analysis
Terminal analysis for this offering
Terminal access unlocks rate, LTV, and term percentiles against every tracked peer, the borrower's prior-loan repayment record, the full valuation and cost stack, and more.
Access full researchQuestions About This Offering
What is 4640 LINCREST DR N, JACKSONVILLE, FL?
4640 LINCREST DR N, JACKSONVILLE, FL is a $146,040 loan offering structured as a first lien position on a purchase & renovation project in JACKSONVILLE, FL listed on Groundfloor. The offering carries a stated rate of 7.5%, a term of 9 months, a loan-to-value of 63%, and a minimum investment of $10. It is secured by Real estate at 4640 LINCREST DR N, FL, and the borrowing entity is Remodeling Inc.
What interest rate does 4640 LINCREST DR N, JACKSONVILLE, FL pay?
The offering carries a stated rate of 7.5% over a term of 9 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.
What is the loan-to-value on 4640 LINCREST DR N, JACKSONVILLE, FL?
The disclosed loan-to-value is 63% on the property in JACKSONVILLE, FL. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.
Who is the issuer of 4640 LINCREST DR N, JACKSONVILLE, FL?
The securities are issued by GF Finance.
What property backs 4640 LINCREST DR N, JACKSONVILLE, FL?
The offering circular identifies the property as 4640L INCREST DR N, JACKSONVILLI FL 32208. The loan is a first lien. Loan-to-after-repair-value is disclosed as 63%.
What is the minimum investment for 4640 LINCREST DR N, JACKSONVILLE, FL?
The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.
Is 4640 LINCREST DR N, JACKSONVILLE, FL still open to investors?
AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-06-01. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.
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