537 SHADOWRIDGE ROAD, JACKSONVILLE, NC

Summary

537 SHADOWRIDGE ROAD, JACKSONVILLE, NC is a $86,750 loan offering structured as a first lien position on a cash out project in JACKSONVILLE, NC listed on Groundfloor.

The offering carries a stated rate of 12.5%, a term of 15 months, a loan-to-value of 48.2%, and a minimum investment of $10.

It is secured by Real estate at 537 SHADOWRIDGE ROAD, NC.

According to the offering circular, the loan is a first lien, on the property at 537 SHADOWRIDGE ROAD, JACKSONVILLE, NC 28546, with a 15-month term, a 12.5% rate to the borrower.

AltStreet tracks 418 other Groundfloor offerings in JACKSONVILLE, NC, with disclosed rates ranging from 7% to 15.5%, and across 4,355 tracked Groundfloor offerings the median disclosed rate is 10.5%.

Terms shown here are drawn from SEC filing 0001104659-23-125260 and were captured by AltStreet on 2026-06-01. Figures are as disclosed at the time of the offering and are not updated for subsequent performance.

Disclosed Terms

Offering amount: $86,750
Stated rate: 12.5%
Term: 15 months
Loan-to-value: 48.2%
Position: First Lien
Minimum investment: $10
Project type: Cash Out
Collateral: Real Estate
Return type: Interest
Status: Active
Target return: 12.5%
Collateral in place at close: Yes
Property address: 537 SHADOWRIDGE ROAD, JACKSONVILLE, NC 28546
Lien position: First Lien
Loan term: 15 months
Rate to borrower: 12.5%
Repayment: Balloon payment principal and interest returned on repayment due at maturity.
Loan-to-ARV: 48.2%
Loan principal: $86,750
Maximum offering: $86,750
Offering circular: Form 1-A POS 0001104659-23-125260

Terms as disclosed at the time of the offering. AltStreet does not update these figures for subsequent performance, and a disclosed rate is not a realized return.

Where It Sits in Groundfloor's Book

Disclosed rate

12.5%

Above 84% of peers, median 10.5%. High for the book.

Hold period

15 mo

Above 65% of peers, median 12 mo. Near the middle of the book.

Loan to value

48.2%

Above 7% of peers, median 67.9%. Low for the book.

Compared against 4,323 other Groundfloor real estate offerings with a disclosed rate. 321 of them are in NC, where the median disclosed rate is 10%. A percentile places a disclosed term, not a result. Browse the full Groundfloor book.

Filing Record

537 SHADOWRIDGE ROAD, JACKSONVILLE, NC is offered under Groundfloor's Regulation A (Form 1-A) program, a single SEC registrant that covers 3,079 tracked offerings. The program's filing history runs from 1-A on Oct 4, 2022 to 1-K on Apr 1, 2026. Those filings describe the program, not this loan; the terms above are this offering's own.

7 supplements with pricing figures and 19 audited annual statements are on file for this issuer.

From SEC EDGAR, as filed. Issuer filing history.

Terminal Analysis

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Questions About This Offering

What is 537 SHADOWRIDGE ROAD, JACKSONVILLE, NC?

537 SHADOWRIDGE ROAD, JACKSONVILLE, NC is a $86,750 loan offering structured as a first lien position on a cash out project in JACKSONVILLE, NC listed on Groundfloor. The offering carries a stated rate of 12.5%, a term of 15 months, a loan-to-value of 48.2%, and a minimum investment of $10. It is secured by Real estate at 537 SHADOWRIDGE ROAD, NC.

What interest rate does 537 SHADOWRIDGE ROAD, JACKSONVILLE, NC pay?

The offering carries a stated rate of 12.5% over a term of 15 months, as disclosed at the time of the offering on Groundfloor. Stated rates are not guaranteed returns; repayment depends on the borrower and the underlying collateral.

What is the loan-to-value on 537 SHADOWRIDGE ROAD, JACKSONVILLE, NC?

The disclosed loan-to-value is 48.2% on the property in JACKSONVILLE, NC. For fix-and-flip and construction lending, this ratio is typically measured against after-repair value rather than the current as-is value, so it reflects a projected valuation rather than a realized one.

Who is the issuer of 537 SHADOWRIDGE ROAD, JACKSONVILLE, NC?

The securities are issued by GF Finance.

What property backs 537 SHADOWRIDGE ROAD, JACKSONVILLE, NC?

The offering circular identifies the property as 537 SHADOWRIDGE ROAD, JACKSONVILLE, NC 28546. The loan is a first lien. Loan-to-after-repair-value is disclosed as 48.2%.

What is the minimum investment for 537 SHADOWRIDGE ROAD, JACKSONVILLE, NC?

The disclosed minimum is $10. Eligibility, availability, and the current status of this offering are determined by Groundfloor, not by AltStreet.

Is 537 SHADOWRIDGE ROAD, JACKSONVILLE, NC still open to investors?

AltStreet's record shows the offering as active. AltStreet tracks this offering from SEC filings, last captured 2026-06-01. Offering status changes without a corresponding filing in many cases, so current availability should be confirmed directly with Groundfloor before acting.